Understanding BEE Scorecards

The B-BBEE (Broad Based BEE) Scorecard is a guideline to gauge companies Empowerment scores.

Gestalt offers your business customised, outcome-based BEE transformation & compliance, shaping B-BBEE into your competitive advantage. With this scoring system, we help organisations that conduct business in South Africa to achieve broad-based black economic empowerment (B-BBEE) transformation.

We have developed strategies that can turn your B-BBEE scorecard compliance into a brand-edge over your competitors.

See below the different Scorecards for different sectors in South Africa:

Generic – Scorecards

General

General Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Ownership	2.1 Voting rights:
	2.1.1	Exercisable Voting Rights in the Entity in the hands of Black people	4	25%+1 vote
	2.1.2	Exercisable Voting Rights in the Entity in the hands of Black women	2	10%
	Voting Rights Subtotal		6
	2.2 Economic Interest:
	2.2.1	Economic Interest in the Entity to which Black people are entitled	4	25%
	2.2.2	Economic Interest in the Entity to which Black women are entitled	2	10%
	2.2.3	Economic Interest of any of the following Black natural people in the Measured Entity
	2.2.3.1	Black designated groups;	3	3%
	2.2.3.2	Black participants in Employee Share Ownership Programmes;
	2.2.3.3	Black people in Broadbased Ownership Schemes;
	2.2.3.4	Black participants in Cooperatives
	2.2.4	New Entrants	2	2%
	Economic Interest Subtotal		11
	2.3 Realisation points:
	2.3.1	Net Value	8	Refer to Annexe C
	Ownership Total		25
Management Control	2.1 Board participation:
	2.1.1	Exercisable voting rights of black board members as a percentage of all board members	2	50%
	2.1.2	Exercisable voting rights of black female board members as a percentage of all board members	1	25%
	2.1.3	Black Executive directors as a percentage of all executive directors	2	50%
	2.1.4	Black female Executive directors as a percentage of all executive directors	1	25%
	2.2 Other Executive Management:
	2.2.1	Black Executive Management as a percentage of all executive directors	2	60%
	2.2.2	Black female Executive Management as a percentage of all executive directors	1	30%
	Executive Management Subtotal		9
	2.3 Senior Management:
	2.3.1	Black employees in Senior Management as a percentage of all senior management	2	60%
	2.3.2	Black female employees in Senior Management as a percentage of all senior management	1	30%
	2.4 Middle Management:
	2.4.1	Black employees in Middle Management as a percentage of all middle management	2	75%
	2.4.2	Black female employees in Middle Management as a percentage of all middle management	1	38%
	2.5 Junior Management:
	2.5.1	Black employees in Junior Management as a percentage of all junior management	1	88%
	2.5.2	Black female employees in Junior Management as a percentage of all junior management	1	44%
	2.6 Employees with disabilities:
	2.6.1	Black employees with disabilities as a percentage of all employees	2	2%
	Employment Equity Subtotal		10
	Management Control Total		19
Skills Development	2.1.1 Skills Development Expenditure on any programme specified in the Learning Programme Matrix for black people as a percentage of the Leviable Amount
	2.1.1.1	Skills Development Expenditure on Learning Programmes specified in the Learning Programme Matrix for black people as a percentage of Leviable Amount.	6	3,5%
	2.1.1.2	Skills Development Expenditure on Bursaries for Black Students at Higher Education Institutions	4	2,5%
	2.1.1.3	Skills Development Expenditure on Learning Programmes specified in the Learning Programme Matrix for black employees with disabilities as a percentage of Leviable Amount.	4	0,3%
	2.1.2 Learnerships, Apprenticeships, and Internships
	2.1.2.1	Number of black people participating in Learnerships, Apprenticeships and internships as a percentage of total employees.	6	5,0%
	Bonus Points
	2.1.3	Number of black people absorbed by the Measured and Industry Entity at the end of the Internship, Learnership and Apprenticeship programme under Paragraph 2.1.2.1	5	100%
	Skills Development Total		25
Enterprise and Supplier Development	2.1 PREFERENTIAL PROCUREMENT:
	2.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	5	80%
	2.1.2	B-BBEE Procurement Spend from all Empowering Suppliers that are Qualifying Small Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend. Refer to Paragraph 3.9 Below.	3	15%
	2.1.3	B-BBEE Procurement Spend from all Empowering Exempted Micro-Enterprises based on the applicable BBBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend. Refer to Paragraph 3.9 Below.	4	15%
	2.1.4	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% Black Owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	11	50%
	2.1.5	B-BBEE Procurement Spend from Empowering Suppliers that are at least 30% Black Women Owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	4	12%
	Bonus Points
	2.1.6	B-BBEE Procurement Spend from Empowering Designated Group Suppliers that are at least 51% Black Owned.	2	2%
	Preferential Procurement Subtotal		29
	2.2 SUPPLIER DEVELOPMENT:
	2.2.1	Annual value of all Supplier Development Contributions made by the Measured Entity as a percentage of the target.	10	2% of NPAT
	2.3 ENTERPRISE DEVELOPMENT:
	2.3.1	Annual value of Enterprise Development Contributions and Sector Specific Programmes made by the Measured Entity as a percentage of the target.	5	1%ofNPAT
	2.4 Bonus Points
	2.4.1	Bonus point for graduation of one or more Enterprise Development beneficiaries to the Supplier Development level.	1
	2.4.2	Bonus point for creating one or more jobs directly as a result of Supplier Development and Enterprise Development initiatives by the Measured Entity.	1
	Enterprise and Supplier Development Subotal		17
	Enterprise and Supplier Development Total		46
Socio-Economic Development	Soci-Economic Development
		Annual value of all Socio-Economic Development Contributions by the Measured Entity as a percentage of the target.	5	1% of NPAT
	Socio-Economic Development Total		5
Total Scorecard			120

General Specialised

Specialised General Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Management Control	4.1 Board participation:
	4.1.1	Exercisable voting rights of black board members as a percentage of all board members	2	50%
	4.1.2	Exercisable voting rights of black female board members as a percentage of all board members	1	25%
	4.1.3	Black executive directors as a percentage of all executive directors	2	50%
	4.1.4	Black female executive directors as a percentage of all executive directors	1	25%
	4.2 Other Executive Management:
	4.2.1	Black executive management as a percentage of all executive management	2	60%
	4.2.2	Black female executive management as a percentage of all executive management	1	30%
	Executive Management Subtotal		9
	4.3 Senior Management:
	4.3.1	Black employees in senior management as a percentage of all senior management	2	60%
	4.3.2	Black female employees in senior management as a percentage of all senior management	1	30%
	4.4 Middle Management:
	4.4.1	Black employees in middle management as a percentage of all middle management	2	75%
	4.4.2	Black female employees in middle management as a percentage of all middle management	1	38%
	4.5 Junior Management:
	4.5.1	Black employees in junior management as a percentage of all junior management	2	88%
	4.5.2	Black female employees in junior management as a percentage of all junior management 1	1	44%
	4.6 Employees with disabilities:
	4.6.1	Black employees with disabilities as a percentage of all employees	2	2%
	Employment Equity Subtotal		11
	Management Control Total		20
Skills Development	5.1. Skills Development Expenditure on any programme specified in the Learning Programme Matrix for black people as a percentage of the Leviable Amount
	5.1.1	Skills Development Expenditure on Learning Programmes specified in the Learning Programme Matrix for black people as a percentage of Leviable Amount.	9	6%
	5.1.2	Skills Development Expenditure on Learning Programmes specified in the Learning Programme Matrix for black employees with disabilities as a percentage of Leviable Amount.	4	0,3%
	5.2 Learnerships, apprenticeships and internships
	5.2.1	Number of black people participating in learnerships, apprenticeships and internships as a percentage of total employees	6	2,5%
	5.2.2	Number of black unemployed people participating in training specified in the learning programme matrix as a percentage of number of employees	6	2,5%
	Bonus Points
	5,3	Number of black people absorbed by the Measured Entity and Industry at the end of the learnership/ apprenticeship or internship programme	5	100%
	Skills Development Total		30
Enterprise and Supplier Development	6.1 PREFERENTIAL PROCUREMENT:
	6.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	5	80%
	6.1.2	B-BBEE Procurement Spend from all Empowering Suppliers that are Qualifying Small Enterprises based on the applicable BBBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	4	15%
	6.1.3	B-BBEE Procurement Spend from all Exempted Micro-Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	5	15%
	6.1.4	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% black owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	11	40%
	6.1.5	B-BBEE Procurement Spend from Empowering Suppliers that are at least 30% black women owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	5	12%
	6.1.6 Bonus Points
	6.1.6.1	B-BBEE Procurement Spend from Designated Group suppliers that are at least 51% black owned	2	2%
	Preferential Procurement Subtotal		32
	6.2 SUPPLIER DEVELOPMENT:
	6.2.1	Annual value of all Supplier Development Contributions made by the Measured Entity as a percentage of the target	15	2% of Net Profit After Tax (NPAT) or 0,2% Annual Revenue/ Allocated budget/ Gross receipts/ Discretional spend
	6.3 ENTERPRISE DEVELOPMENT:
	6.3.1	Annual value of Enterprise Development Contributions and Sector Specific Programmes made by the Measured Entity as a percentage of the target.	5	1% of NPAT or 0,1% Annual revenue/ Allocated budget/ Gross receipts/ Discretional spend
	6.4 Bonus Points
	6.4.1	Bonus point for graduation of one or more Enterprise Development beneficiaries to graduate to the Supplier Development level.	1
	6.4.2	Bonus point for creating one or more jobs directly as a result of Supplier Development and Enterprise Development initiatives by the Measured Entity	1
	Enterprise and Supplier Development Subotal		22
	Enterprise and Supplier Development Total		54
Socio-Economic Development	7 Soci-Economic Development
	7,1	Annual value of all Socio-Economic Development contributions by the Measured Entity as a percentage of the target.	5	1% of NPAT or 0,1% Annual Revenue/ Allocated budget/ Gross receipts/ Discretional spend
	Socio-Economic Development Total		5
Total Scorecard			109

Construction - BEP

Construction – BEP Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Ownership	2.1 Voting rights:
	2.1.1	Exercisable Voting Rights in the Entity in the hands of Black People	5,5	32.5% (35% year 4)
	2.1.2	Exercisable Voting Rights in the Entity in the hands of Black women.	2	10% (14% year 4)
	Voting Rights Subtotal		7,5
	2.2 Economic Interest:
	2.2.1	Economic Interest in the Entity to which Black People are entitled.	5,5	32.5% (35% year 4)
	2.2.2	Economic Interest in the Entity to which Black women are entitled.	2	10% (14% year 4)
	2.2.3 Economic Interest of any of the following Black natural people in the Measured Entity:
	2.2.3.1	Black Designated Groups;	3	5% (6% year 4)
	2.2.3.2	Black Participants in Employee Share Ownership Programmes;
	2.2.3.3	Black People in Broad-Based Ownership Schemes;
	2.2.3.4	Black Participants in Cooperatives
	2.2.4	Black New Entrants	5	6%
	Economic Interest Subtotal		15,5
	2.3 Realisation points:
	2.3.1	Net Value	4	Refer to Annexe CSC100 (E)
	2.4 Bonus Points (Modified Flow Through may not be applied here)
	2.4.1	Exercisable Voting Rights in the Entity in the hands of Black People above 50%	1	Yes
	2.4.2	Exercisable Voting Rights in the Entity in the hands of Black People above 75%	2	Yes
	2.4.3	Exercisable Voting Rights in the Entity in the hands of Black Women above 50%	1	Yes
	Ownership Total		31
Management Control	2.1 Board participation
	2.1.1	Exercisable Voting Rights of black board members as a percentage of all board members	2,5	50%
	2.1.2	Exercisable Voting Rights of black female board members as a percentage of all board members	1	20%
	2.1.3	Black Executive Directors as a percentage of all Executive Directors	2,5	50%
	2.1.4	Black female Executive Directors as a percentage of all Executive Directors	1	20%
	Bonus Points
	2.1.5	Exceeding the Target for Black Executive Directors in 2.1.3 above	1	>50%
	2.1.6	Exceeding the Target for Black female Executive Directors in 2.1.4 above	1	>20%
	2.2 Other Executive Management
	2.2.1	Black Other Executive Management as a percentage of all Other Executive Management	2	60%
	2.2.2	Black female other Executive Management as a percentage of all Other Executive Management	1	30%
	Executive Management Subtotal		12
	2.3 Senior Management
	2.3.1	Black Employees in Senior Management as a percentage of all Senior Management	2	60%
	2.3.2	Black female Employees in Senior Management as a percentage of all Senior Management	1	30%
	2.4 Middle Management
	2.4.1	Black Employees in Middle Management as a percentage at all Middle Management	1,5	75%
	2.4.2	Black female Employees in Middle Management as a percentage of all Middle Management	1	30%
	2.6 Employees with disabilities
	2.6.1	Black Employees with Disabilities as a percentage of all office based Employees	0,5	2%
	2.7 Black Professionals
	2.7.1	Black professionally registered Employees as a percentage of all professionally registered Employees	2	50%
	2.8 Bonus Points
	2.8.1	Black Employees that are “youth” as defined by the National Youth Commission Act of 1996, as a percentage of all Employees using the Adjusted Recognition for Gender.	2	30%
	Employment Equity Subtotal		10
	Management Control Total		22
Skills Development	2.1.1 Skills Development Expenditure on any programme specified in the Learning Programme Matrix for Black People as a percentage of the Leviable Amount
	2.1.1.1	Skills Development Expenditure on Black People as a percentage of the Leviable Amount.	7	2,0%
				2.5% (year 3)
				3% (year 5)
	2.1.2 The proportion of Skills Development Expenditure on Black People by the Measured Entity using the Adjusted Recognition for Gender expended on the following categories of Black People:
	2.1.2.1	African People ( as defined in the Stats SA EAP)	2	%Contribution of African People to EAP
	2.1.2.2	Black Management (Executive, Senior and Middle management categories)	3	15%
	2.1.2.3	Black Management (Junior management category)	1	10%
	2.1.2.4	Bursaries or Scholarships for Black People.	4	15%
	2.1.3 Learnerships, Apprenticeships, Internships and Professional Registration
	2.1.3.1	Number of Black People participating in Category A, B, C or D learning programmes as per the Learning Programme Matrix, as a percentage of the total number of Employees.	4	2,5%
	2.1.3.2	Number of Black Employees registered as candidates with industry professional registration bodies as a % of the total number of such registered Employees.	4	60%
	2.1.3.3	Number of Black People with Disabilities on Category A, B, C, or D learning programmes as per the Learning Programme Matrix, as a percentage of black office based learners on those learning programmes.	1	5%
	2.1.4 Mentorship
	2.1.4.1	Implementation of an Approved and Verified Mentorship Programme (as per Annexe CSC300 C).	3	Yes
	2.1.5 Bonus points
	2.1.5.1	Percentage of Black People Absorbed by the Measured Entity at the end of a Category A, B, C or D learning programme.	1	100%
	2.1.5.3	The number of Black Employees who registered as a Professional with industry Professional Bodies as a percentage of all Employees who registered as such in the Measurement Period	4	60%
	Skills Development Total		34
PREFERENTIAL PROCUREMENT AND SUPPLIER DEVELOPMENT SCORECARD	2.1 PREFERENTIAL PROCUREMENT:
	2.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	6	80%
	2.1.2	B-BBEE Procurement Spend from all Empowering Suppliers that are Exempted Micro-Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	3	20%
	2.1.3	B-BBEE Procurement Spend from all Empowering Suppliers that are Qualifying Small Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	2	10%
	2.1.4	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% Black Owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	4	20%
	2.1.5	BBEE Procurement Spend from Empowering Suppliers that are at least 35% Black Women Owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	3	12%
	Bonus Points
	2.1.6	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% owned by Black Designated Groups based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend.	2	20%
	2.1.7	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% Black Women Owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	1	8%
	Preferential Procurement Subtotal		21
	2.2 SUPPLIER DEVELOPMENT PROGRAMMES
	2.2.1	Compliant Supplier and Contractor Development Programmes	4	Ann. CSC 400 ( C )
	2.3 SUPPLIER DEVELOPMENT CONTRIBUTIONS
	2.3.1	Annual value of all Qualifying Supplier Development Contributions made by the Measured Entity as a percentage of the Target.	4	3% of NPAT
	2.3.2	Annual value of all Qualifying Supplier Development Contributions towards 51% Black Women Owned entities made by the Measured Entity as a percentage of the Target.	1	20% of value in 2.3.1
	Supplier Development Subotal		9
	Preferential Procurement and supplier development Total		30
Socio-Economic Development	Soci-Economic Development
	2.4.1	Annual value of all Qualifying Socio-Economic Contributions by the Measured Entity as a percentage of the Target	4	1.25% of NPAT
	2.4.2	The portion of Qualifying Socio-Economic Contributions in 2.4.1 above spend on Communities with Limited Services.	1	30% of Target in 2.4.1
	Bonus Points
	2.4.3	Annual value of contributions towards Structured SED Projects by the Measured Entity as a percentage of the Target	1	1.25% of NPAT
	Socio-Economic Development Total		6
Total Scorecard			123

Construction - Contractor

Construction – Contractor Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Ownership	2.1 Voting rights:
	2.1.1	Exercisable Voting Rights in the Entity in the hands of Black People	4,5	32.5% (35% year 4)
	2.1.2	Exercisable Voting Rights in the Entity in the hands of Black women.	2	10% (14% year 4)
	Voting Rights Subtotal		6,5
	2.2 Economic Interest:
	2.2.1	Economic Interest in the Entity to which Black People are entitled.	4,5	32.5% (35% year 4)
	2.2.2	Economic Interest in the Entity to which Black women are entitled.	2	10% (14% year 4)
	2.2.3 Economic Interest of any of the following Black natural people in the Measured Entity:
	2.2.3.1	Black Designated Groups;	3	10% (12% year 4)
	2.2.3.2	Black Participants in Employee Share Ownership Programmes;
	2.2.3.3	Black People in Broad-Based Ownership Schemes;
	2.2.3.4	Black Participants in Cooperatives
	2.2.4	Black New Entrants	5	5%
	Economic Interest Subtotal		14,5
	2.3 Realisation points:
	2.3.1	Net Value	6	Refer to Annexe CSC100 (E)
	2.4 Bonus Points (Modified Flow Through may not be applied here)
	2.4.1	Exercisable Voting Rights in the Entity in the hands of Black People above 50%	1	Yes
	2.4.2	Exercisable Voting Rights in the Entity in the hands of Black People above 75%	2	Yes
	2.4.3	Exercisable Voting Rights in the Entity in the hands of Black Women above 50%	1	Yes
	Ownership Total		31
Management Control	2.1 Board participation
	2.1.1	Exercisable Voting Rights of black board members as a percentage of all board members	3	50%
	2.1.2	Exercisable Voting Rights of black female board members as a percentage of all board members	1	20%
	2.1.3	Black Executive Directors as a percentage of all Executive Directors	2	50%
	2.1.4	Black female Executive Directors as a percentage of all Executive Directors	1	20%
	Bonus Points
	2.1.5	Exceeding the Target for Black Executive Directors in 2.1.3 above	1	>50%
	2.1.6	Exceeding the Target for Black female Executive Directors in 2.1.4 above	1	>20%
	2.2 Other Executive Management
	2.2.1	Black Other Executive Management as a percentage of all Other Executive Management	2	60%
	2.2.2	Black female other Executive Management as a percentage of all Other Executive Management	1	30%
	Executive Management Subtotal		12
	2.3 Senior Management
	2.3.1	Black Employees in Senior Management as a percentage of all Senior Management	2	60%
	2.3.2	Black female Employees in Senior Management as a percentage of all Senior Management	0,5	30%
	2.4 Middle Management
	2.4.1	Black Employees in Middle Management as a percentage at all Middle Management	1	75%
	2.4.2	Black female Employees in Middle Management as a percentage of all Middle Management	0,5	30%
	2.5 Junior Management
	2.5.1	Black Employees in Junior Management as a percentage of all Junior Management	1	88%
	2.5.2	Black female Employees in Junior Management as a percentage of all Junior Management	0,5	35%
	2.6 Employees with disabilities
	2.6.1	Black Employees with Disabilities as a percentage of all office based Employees	0,5	2%
	2.7 Black Professionals
	2.7.1	Black professionally registered Employees as a percentage of all professionally registered Employees	2	50%
	2.8 Bonus Points
	2.8.1	Black Employees that are “youth” as defined by the National Youth Commission Act of 1996, as a percentage of all Employees using the Adjusted Recognition for Gender.	2	30%
	Employment Equity Subtotal		10
	Management Control Total		22
Skills Development	2.1.1 Skills Development Expenditure on any programme specified in the Learning Programme Matrix for Black People as a percentage of the Leviable Amount
	2.1.1.1	Skills Development Expenditure on Black People as a percentage of the Leviable Amount.	4	2%
				2.5% (year 3)
				3% (year 5)
	2.1.2 The proportion of Skills Development Expenditure on Black People by the Measured Entity using the Adjusted Recognition for Gender expended on the following categories of Black People:
	2.1.2.1	African People ( as defined in the Stats SA EAP)	2	%Contribution of African People to EAP
	2.1.2.2	Black Management (Executive, Senior and Middle management categories)	2	15%
	2.1.2.3	Black Management (Junior management category)	1	10%
	2.1.2.4	Bursaries or Scholarships for Black People.	2	15%
	2.1.3 Learnerships, Apprenticeships, Internships and Professional Registration
	2.1.3.1	Number of Black People participating in Category A, B, C or D learning programmes as per the Learning Programme Matrix, as a percentage of the total number of Employees.	3	2,5%
	2.1.3.2	Number of Black Employees registered as candidates with industry professional registration bodies as a % of the total number of such registered Employees.	3	60%
	2.1.3.3	Number of Black People with Disabilities on Category A, B, C, or D learning programmes as per the Learning Programme Matrix, as a percentage of black office based learners on those learning programmes.	1	5%
	2.1.4 Mentorship
	2.1.4.1	Implementation of an Approved and Verified Mentorship Programme (as per Annexe CSC300 C).	3	Yes
	2.1.5 Bonus points
	2.1.5.1	Percentage of Black People Absorbed by the Measured Entity at the end of a Category A, B, C or D learning programme.	1	100%
	2.1.5.2	The number of black employees that completed a Mentorship Programme during the last 3 years (including the measurement period) that were promoted during the Measurement Period expressed as a percentage of all such employees during those 3 years.	2	15%
	2.1.5.3	The number of Black Employees who registered as a Professional with industry Professional Bodies as a percentage of all Employees who registered as such in the Measurement Period	2	60%
	Skills Development Total		26
PREFERENTIAL PROCUREMENT AND SUPPLIER DEVELOPMENT SCORECARD	2.1 PREFERENTIAL PROCUREMENT:
	2.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	6	80%
	2.1.2	B-BBEE Procurement Spend from all Empowering Suppliers that are Exempted Micro-Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	3	15%
	2.1.3	B-BBEE Procurement Spend from all Empowering Suppliers that are Qualifying Small Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	3	15%
	2.1.4	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% Black Owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	4	20%
	2.1.5	BBEE Procurement Spend from Empowering Suppliers that are at least 35% Black Women Owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	3	12%
	Bonus Points
	2.1.6	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% owned by Black Designated Groups based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend.	3	20%
	2.1.7	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% Black Women Owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	1	8%
	Preferential Procurement Subtotal		23
	2.2 SUPPLIER DEVELOPMENT PROGRAMMES
	2.2.1	Compliant Supplier and Contractor Development Programmes	5	Ann. CSC 400 ( C )
	2.3 SUPPLIER DEVELOPMENT CONTRIBUTIONS
	2.3.1	Annual value of all Qualifying Supplier Development Contributions made by the Measured Entity as a percentage of the Target.	8	3% of NPAT
	2.3.2	Annual value of all Qualifying Supplier Development Contributions towards 51% Black Women Owned entities made by the Measured Entity as a percentage of the Target.	2	20% of value in 2.3.1
	Supplier Development Subotal		15
	Preferential Procurement and supplier development Total		38
Socio-Economic Development	Soci-Economic Development
	2.4.1	Annual value of all Qualifying Socio-Economic Contributions by the Measured Entity as a percentage of the Target	4	1.25% of NPAT
	2.4.2	The portion of Qualifying Socio-Economic Contributions in 2.4.1 above spend on Communities with Limited Services.	1	30% of Target in 2.4.1
	Bonus Points
	2.4.3	Annual value of contributions towards Structured SED Projects by the Measured Entity as a percentage of the Target	1	1.25% of NPAT
	Socio-Economic Development Total		6
Total Scorecard			123

ICT - General

ICT General Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Ownership	2.1 Voting rights:
	2.1.1	Exercisable Voting Rights in the Entity in the hands of Black people	4	30%
	2.1.2	Exercisable Voting Rights in the Entity in the hands of Black women	2	10%
	Voting Rights Subtotal		6
	2.2 Economic Interest:
	2.2.1	Economic Interest in the Entity to which Black people are entitled	4	30%
	2.2.2	Economic Interest in the Entity to which Black women are entitled	2	10%
	2.2.3	Economic Interest of any of the following Black natural persons in the Measured Entity. NOTE: The maximum points that can be achieved by any of the following is limited to 3.
	2.2.3.1	Black designated groups;	3	3%
	2.2.3.2	Black participants in Employee Share Ownership Programmes;
	2.2.3.3	Black people in Broad-based Ownership Schemes;
	2.2.3.4	Black participants in Co-operatives
	2.2.4	New Entrants	2	2%
	Economic Interest Subtotal		11
	2.3 Realisation points:
	2.3.1	Net Value	8	Refer to Annexure 100 (E) As amended from time to time
	Ownership Total		25
Management Control	2.1 Board participation:
	2.1.1	Exercisable voting rights of black board members as a percentage of all board members	3	50%
	2.1.2	Exercisable voting rights of black female board members as a percentage of all board members	2	25%
	2.1.3	Black Executive directors as a percentage of all executive directors	2	50%
	2.1.4	Black female Executive directors as a percentage of all executive directors	1	25%
	2.2 Other Executive Management:
	2.2.1	Black Executive Management as a percentage of all executive management	3	60%
	2.2.2	Black female Executive Management as a percentage of all executive management	2	30%
	Executive Management Subtotal		13
	2.3 Senior Management:
	2.3.1	Black employees in Senior Management as a percentage of all senior management	2	60%
	2.3.2	Black female employees in Senior Management as a percentage of all senior management	1	30%
	2.4 Middle Management:
	2.4.1	Black employees in Middle Management as a percentage of all middle management	2	75%
	2.4.2	Black female employees in Middle Management as a percentage of all middle management	1	38%
	2.5 Junior Management:
	2.5.1	Black employees in Junior Management as a percentage of all junior management	1	88%
	2.5.2	Black female employees in Junior Management as a percentage of all junior management	1	44%
	2.6 Employees with disabilities:
	2.6.1	Black employees with disabilities as a percentage of all employees	2	2%
	Employment Equity Subtotal		10
	Management Control Total		23
Skills Development	2.1.1 Skills Development Expenditure on any program specified in the Learning Programmes Matrix for Black People as a percentage of the Leviable Amount:
	2.1.1.1	Skills Development Expenditure on Learning Programmes specified in the Learning Programmes Matrix for Black People as a percentage of Leviable Amount	8	6%
	2.1.1.2	Skills Development Expenditure on Learning Programmes specified in the Learning Programmes Matrix for Black People with disabilities as a percentage of Leviable Amount	4	0,3%
	2.1.2 Learnerships, Apprenticeships, and Internships
	2.1.2.1	Number of Black People participating in Learnerships, Apprenticeship and Internships as a percentage of total employees.	4	2,5%
	2.1.2.2	Number of Black Unemployed People participating in training specified in the Learning Programme Matrix as a percentage of number of employees	4	2,5%
	Bonus Points
	2.1.3	Number of Black People absorbed by the Measured Entity or in the economy at the end of the Learnerships, Apprenticeship, Internships and Graduate programmes	5	100%
	Skills Development Total		25
Enterprise and Supplier Development	2.1 PREFERENTIAL PROCUREMENT:
	2.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	5	80%
	2.1.2	B-BBEE Procurement Spend from all Empowering Suppliers that are Qualifying Small Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	3	15%
	2.1.3	B-BBEE Procurement Spend from Exempted Micro-Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	4	15%
	2.1.4	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% Black owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	9	40%
	2.1.5	B-BBEE Procurement Spend from Empowering Suppliers that are at least 30% Black Women owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	4	12%
	Bonus Points
	2.1.6	B-BBEE Procurement Spend from Designated Group Suppliers that are at least 51% Black Owned.	2	2%
	Preferential Procurement Subtotal		27
	2.2 SUPPLIER DEVELOPMENT:
	2.2.1	Annual value of all Supplier [or Partner or Vendor] Development Contributions made by the Measured Entity as a percentage of the target.	10	2% of NPAT
	2.3 ENTERPRISE DEVELOPMENT:
	2.3.1	Annual value of Enterprise Development Contributions and Sector Specific Programmes made by the Measured Entity as a percentage of the target for Black Owned ICT Entities.	15	3% of NPAT
	2.4 Bonus Points
	2.4.1	Bonus point for graduation of one or more Enterprise Development beneficiaries to Supplier Development Level.	1
	2.4.2	Bonus point for creating new jobs up to 10% of the workforce directly as a result of Supplier Development and Enterprise Development initiatives by the Measured Entity; OR	1
	2.4.3	Bonus point for creating new jobs 11% or more of the workforce directly as a result of Supplier Development and Enterprise Development initiatives by the Measured Entity.	2
	Enterprise and Supplier Development Subotal		29
	Enterprise and Supplier Development Total		56
Socio-Economic Development	Soci-Economic Development
		Annual value of all Socio-Economic Development Contributions by the Measured Entity as a percentage of the target	12	1.5% of NPAT
	Socio-Economic Development Total		12
Total Scorecard			141

ICT - Specialised

ICT Specialised Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Management Control	4.1 Board participation:
	4.1.1	Exercisable voting rights of black board members as a percentage of all board members	2	50%
	4.1.2	Exercisable voting rights of black female board members as a percentage of all board members	1	25%
	4.1.3	Black executive directors as a percentage of all executive directors	2	50%
	4.1.4	Black female executive directors as a percentage of all executive directors	1	25%
	4.2 Other Executive Management:
	4.2.1	Black executive management as a percentage of all executive management	2	60%
	4.2.2	Black female executive management as a percentage of all executive management	1	30%
	Executive Management Subtotal		9
	4.3 Senior Management:
	4.3.1	Black employees in senior management as a percentage of all senior management	2	60%
	4.3.2	Black female employees in senior management as a percentage of all senior management	1	30%
	4.4 Middle Management:
	4.4.1	Black employees in middle management as a percentage of all middle management	2	75%
	4.4.2	Black female employees in middle management as a percentage of all middle management	1	38%
	4.5 Junior Management:
	4.5.1	Black employees in junior management as a percentage of all junior management	2	88%
	4.5.2	Black female employees in junior management as a percentage of all junior management 1	1	44%
	4.6 Employees with disabilities:
	4.6.1	Black employees with disabilities as a percentage of all employees	2	2%
	Employment Equity Subtotal		11
	Management Control Total		20
Skills Development	5.1. Skills Development Expenditure on any programme specified in the Learning Programme Matrix for black people as a percentage of the Leviable Amount
	5.1.1	Skills Development Expenditure on Learning Programmes specified in the Learning Programme Matrix for black people as a percentage of Leviable Amount.	9	6%
	5.1.2	Skills Development Expenditure on Learning Programmes specified in the Learning Programme Matrix for black employees with disabilities as a percentage of Leviable Amount.	4	0,3%
	5.2 Learnerships, apprenticeships and internships
	5.2.1	Number of black people participating in learnerships, apprenticeships and internships as a percentage of total employees	6	2,5%
	5.2.2	Number of black unemployed people participating in training specified in the learning programme matrix as a percentage of number of employees	6	2,5%
	Bonus Points
	5,3	Number of black people absorbed by the Measured Entity and Industry at the end of the learnership/ apprenticeship or internship programme	5	100%
	Skills Development Total		30
Enterprise and Supplier Development	6.1 PREFERENTIAL PROCUREMENT:
	6.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	5	80%
	6.1.2	B-BBEE Procurement Spend from all Empowering Suppliers that are Qualifying Small Enterprises based on the applicable BBBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	4	15%
	6.1.3	B-BBEE Procurement Spend from all Exempted Micro-Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	5	15%
	6.1.4	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% black owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	11	40%
	6.1.5	B-BBEE Procurement Spend from Empowering Suppliers that are at least 30% black women owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	5	12%
	6.1.6 Bonus Points
	6.1.6.1	B-BBEE Procurement Spend from Designated Group suppliers that are at least 51% black owned	2	2%
	Preferential Procurement Subtotal		32
	6.2 SUPPLIER DEVELOPMENT:
	6.2.1	Annual value of all Supplier Development Contributions made by the Measured Entity as a percentage of the target	10	2% of Net Profit After Tax (NPAT) or 0.2% Annual Revenue/ Allocated budget/ Gross receipts/ Discretional spend
	6.3 ENTERPRISE DEVELOPMENT:
	6.3.1	Annual value of Enterprise Development Contributions and Sector Specific Programmes made by the Measured Entity as a percentage of the target.	15	3% of NPAT or 0.3% Annual revenue/ Allocated budget/ Gross receipts/ Discretional spend
	6.4 Bonus Points
	6.4.1	Bonus point for graduation of one or more Enterprise Development beneficiaries to graduate to the Supplier Development level.	1
	6.4.2	Bonus point for creating one or more jobs directly as a result of Supplier Development and Enterprise Development initiatives by the Measured Entity	1
	Enterprise and Supplier Development Subotal		27
	Enterprise and Supplier Development Total		59
Socio-Economic Development	7 Soci-Economic Development
	7,1	Annual value of all Socio-Economic Development contributions by the Measured Entity as a percentage of the target.	5	1% of NPAT or 0,1% Annual Revenue/ Allocated budget/ Gross receipts/ Discretional spend
	Socio-Economic Development Total		5
Total Scorecard			114

Financial Services - Other Institutions

Financial Services – Other Institutions Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Ownership	2.1 Voting rights:
	2.1.1	Exercisable voting rights in the measured entity in the hands of black people	4	25%+1 vote
	2.1.2	Exercisable voting rights in the measured entity in the hands of black women	2	10%
	Voting Rights Subtotal		6
	2.2 Economic Interest:
	2.2.1	Economic interest rights in the measured entity to which black people are entitled	3	25%
	2.2.2	Economic interest rights in the measured entity to which black women are entitled	2	10%
	2.2.3	Economic interest in the hands black designated groups; black participants in Employee Share Ownership Programmes; black people in Broad-based Ownership Schemes and black participants in co-operatives	3	3%
	2.2.4	New Entrants	3	2%
	Economic Interest Subtotal		11
	2,3	Net Value	6	Formula Annexe 100(C)
	Bonus Points
	2,4	Bonus: Direct/Indirect ownership in excess of 15%	3	10%
	2,5	Bonus: Economic interest and voting rights above 32.5%	2	1 point @ 32.5% and 1 point @ 40%
	Ownership Total		28
Management Control	2.1 Board Participation
	2.1.1	Exercisable voting rights of black board members as a percentage of all board members	1	50%
	2.1.2	Exercisable voting rights of black female board members as a percentage of all board members	1	25%
	2.1.3	Black executive directors as a percentage of all executive directors	2	50%
	2.1.4	Black female executive directors as a percentage of all executive directors	1	25%
	2.2 Other Execututive Management
	2.2.1	Black executive management as a percentage of all executive management	2	60%
	2.2.2	Black female executive management as a percentage of all executive management	1	30%
	Executive Management Subtotal		8
	2.3 Senior Management
	2.3.1	Black employees in senior management as a percentage of all such employees	2	60%
	2.3.2	Black female employees in senior management as a percentage of all senior managers	1	30%
	2.3.3	African senior managers as a percentage of all senior managers	1	EAP%
	2.4 Middle Management
	2.4.1	Black employees in middle management as a percentage of all middle management	2	75%
	2.4.2	Black female employees in middle management as a percentage of all middle management	1	38%
	2.4.3	African middle managers as a percentage of all middle managers	1	EAP%
	2.5 Junior Management
	2.5.1	Black employees in junior management as a percentage of all junior management	1	88%
	2.5.2	Black female employees in junior management as a percentage of all junior management	1	44%
	2.5.3	African junior managers as a percentage of all junior managers	1	EAP%
	2,6	Black employees with disabilities as a percentage of all employees	1	2%
	Senior, Middle and Junior Management Subtotal		12
	Management Control Total		20
Skills Development	2.1 Senior Management
	2.1.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black senior and executive managers as a percentage of the leviable amount applicable to this level	1	2,00%
	2.1.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women senior and executive managers as a percentage of the leviable amount applicable to this level	0,5	1,00%
	2.1.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African senior and executive managers as a percentage of the leviable amount applicable to this level	0,5	EAP%
	2.2 Middle Management
	2.2.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black middle managers as a percentage of the leviable amount applicable to this level	1	3,00%
	2.2.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women middle managers as a percentage of the leviable amount applicable to this level	0,5	1,50%
	2.2.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African middle managers as a percentage of the leviable amount applicable to this level	0,5	EAP%
	2.3 Junior Management
	2.3.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black junior managers as a percentage of leviable amount applicable to this level	1	5,00%
	2.3.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women junior managers as a percentage of the leviable amount applicable to this level	1	2,50%
	2.3.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African junior managers as a percentage of the leviable amount applicable to this level	1	EAP%
	Senior, Middle and Junior Management Subtotal		7
	2.4 Non-management staff
	2.4.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black non-management staff as a percentage of the leviable amount applicable to this level	2	8,00%
	2.4.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women non-management staff as a percentage of the leviable amount applicable to this level	1	4,00%
	2.4.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African non-management staff as a percentage of the leviable amount applicable to this level	1	EAP%
	Non-management staff Subtotal		4
	2,5	Skills development expenditure on learning programmes specified in the learning programme matrix for black unemployed people as a percentage of the leviable amount	4	1,5%
	2,6	Skills development expenditure on learning programmes specified in the learning programme matrix for black people with disabilities as a percentage of the leviable amount	1	0,30%
	2,7	Number of black people, (employed or unemployed) participating in learnerships, apprenticeships, internships or Category B, C or D programmes as a percentage of total employees	4	5,00%
	Bonus Points
	2,8	Number of previously unemployed black people Absorbed by the measured entity/industry at the end of the learnerships, apprenticeships, internships, or Category B, C or D programmes.	3	100%
	Skills Development Total		23
Enterprise and Supplier Development	2.1 Procurement			Targets year 1-3	Targets year 3+
	2.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE procurement recognition levels as a percentage of total measured procurement spend	5	75%	80%
	2.1.2	B-BBEE procurement spend from empowering suppliers who are QSEs based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	3	14%	18%
	2.1.3	B-BBEE procurement spend from empowering suppliers who are EMEs based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	2	8%	12%
	2.1.4	B-BBEE procurement spend from empowering suppliers that are at least 51% black owned based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	7	20%	30%
	2.1.5	B-BBEE procurement spend from empowering suppliers that are at least 30% black women owned based on the applicable BBBEE procurement recognition levels as a percentage of total measured procurement spend	3	9%	10%
	Procurement Subtotal		20
	2.2 Supplier Development
	2.2.1	Annual value of all supplier development contributions made by the measured entity	10	2% of NPAT
	2.3 Enterprise and Supplier Development
	2.3.1	Annual value of enterprise development contributions and sector specific programmes made by the measured entity	5	1% of NPAT
	2.4 Bonus Points
	2.4.1	Graduation of one or more enterprise development beneficiaries to graduate to the supplier development level.	1	1
	2.4.2	For creating one or more jobs directly as a result of supplier development and enterprise development initiatives by the measured entity.	1	1
	2.4.3 (a)	B-BBEE procurement spend from intermediated black professional service providers who are empowering suppliers based on the B-BBEE procurement recognition levels as a percentage of intermediated spend	2	5%
	Or
	2.4.3 (b)	B-BBEE procurement spend from black stockbrokers or black fund managers who are empowering suppliers based on the BBBEE procurement recognition levels as a percentage of total value of all trade allocated	2	5%
	2.4.4	B-BBEE procurement spend from designated group suppliers that are at least 51% black owned as a percentage of the total measured spend	2	2%
	2.4.5	Enterprise development support of black stockbrokers, black fund managers or intermediaries	2	0.5% of NPAT (recoverable or nonrecoverable)
	Enterprise and Supplier Development Subotal		23
	Enterprise and Supplier Development Total		43
Socio-Economic Development	2 Soci-Economic Development
	2,1	Annual value of all Qualifying Socio-Economic Development contributions by the measured entity as a percentage of NPAT	3	0,60%
	2,2	Annual value of all Qualifying Consumer Education contributions by the measured entity as a percentage of NPAT	2	0,40%
	2.3 Bonus Points
	2.3.1	Additional CE contributions made by the measured Entity as a percentage of NPAT	1	0,10%
	2.3.2	Grant contribution to Fundisa Retail Fund and other similar initiatives	2	0,2%
	Socio-Economic Development Total		8
Total Scorecard			122

Target for International Banks, SAVCA members & Reinsurers – Socio-Economic Development
Socio-Economic Development	2 Soci-Economic Development
	2,1	Annual value of all Qualifying Socio-Economic Development contributions by the measured entity as a percentage of NPAT	3	0,70%
	2,2	Annual value of all Qualifying Consumer Education contributions by the measured entity as a percentage of NPAT	2	0
	2.3 Bonus Points
	2.3.1	Additional CE contributions made by the measured Entity as a percentage of NPAT	1	0,10%
	2.3.2	Grant contribution to Fundisa Retail Fund and other similar initiatives	2	0,2%
	Socio-Economic Development Total		8

Access to Financial Services Scorecard – Banking
	Access Method	Qualifying Market/Arear	Qualifying Criteria	Range	Target	Available Points
2,1	Geographic Access (Reach)		One or more of:
2.1.1	Transaction point	50% or more of house-holds fall within LSM 1-5	draw cash, or	5 km	85%	1
			purchase from their accounts
2.1.2	Service point		reset a PIN	10 km	70%	1
			money transfers,
			get a statement, or
			initiate account queries
2.1.3	Sales point		replace a card,	15 km	60%	2
			deposit cash into their accounts, or
			acquire:
			a transaction account, a funeral policy,
			a savings account, or
			a loan.
2.1.4	Electronic Access	Individuals earning less than R5,000 per month increasing by CPIX p.a.	The use of telephones, mobile phones, internet banking or any other new technology for: money transfers, account to account transfers, prepaid purchases, balance enquiries (list not exhaustive).	National	19% of account holders within the target market	2
2,2	Banking Densification	Individuals in the LSM 1-5 group nationally	Access to cash withdrawal facility per measuring unit	National	1, 500 adults per point of presence	3
2,3	Product related access	Individuals in the LSM 1-5 group nationally	Number of active accounts for qualifying products per institution	National	12 370 082 active accounts in 2017 (SASSA accounts not included)	3
Access to Financial Services Total						12

Financial Services - Stock Exchanges & Stock Exchange Members

Financial Services – Stock Exchanges & Stock Exchange Members Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Ownership	2.1 Voting rights:
	2.1.1	Exercisable voting rights in the measured entity in the hands of black people	4	25%+1 vote
	2.1.2	Exercisable voting rights in the measured entity in the hands of black women	2	10%
	Voting Rights Subtotal		6
	2.2 Economic Interest:
	2.2.1	Economic interest rights in the measured entity to which black people are entitled	3	25%
	2.2.2	Economic interest rights in the measured entity to which black women are entitled	2	10%
	2.2.3	Economic interest in the hands black designated groups; black participants in Employee Share Ownership Programmes; black people in Broad-based Ownership Schemes and black participants in co-operatives	3	3%
	2.2.4	New Entrants	3	2%
	Economic Interest Subtotal		11
	2,3	Net Value	6	Formula Annexe 100(C)
	Bonus Points
	2,4	Bonus: Direct/Indirect ownership in excess of 15%	3	10%
	2,5	Bonus: Economic interest and voting rights above 32.5%	2	1 point @ 32.5% and 1 point @ 40%
	Ownership Total		28
Management Control	2.1 Board Participation
	2.1.1	Exercisable voting rights of black board members as a percentage of all board members	1	50%
	2.1.2	Exercisable voting rights of black female board members as a percentage of all board members	1	25%
	2.1.3	Black executive directors as a percentage of all executive directors	2	50%
	2.1.4	Black female executive directors as a percentage of all executive directors	1	25%
	2.2 Other Execututive Management
	2.2.1	Black executive management as a percentage of all executive management	2	60%
	2.2.2	Black female executive management as a percentage of all executive management	1	30%
	Executive Management Subtotal		8
	2.3 Senior Management
	2.3.1	Black employees in senior management as a percentage of all such employees	2	60%
	2.3.2	Black female employees in senior management as a percentage of all senior managers	1	30%
	2.3.3	African senior managers as a percentage of all senior managers	1	EAP%
	2.4 Middle Management
	2.4.1	Black employees in middle management as a percentage of all middle management	2	75%
	2.4.2	Black female employees in middle management as a percentage of all middle management	1	38%
	2.4.3	African middle managers as a percentage of all middle managers	1	EAP%
	2.5 Junior Management
	2.5.1	Black employees in junior management as a percentage of all junior management	1	88%
	2.5.2	Black female employees in junior management as a percentage of all junior management	1	44%
	2.5.3	African junior managers as a percentage of all junior managers	1	EAP%
	2,6	Black employees with disabilities as a percentage of all employees	1	2%
	Senior, Middle and Junior Management Subtotal		12
	Management Control Total		20
Skills Development	2.1 Senior Management
	2.1.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black senior and executive managers as a percentage of the leviable amount applicable to this level	1	2,00%
	2.1.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women senior and executive managers as a percentage of the leviable amount applicable to this level	0,5	1,00%
	2.1.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African senior and executive managers as a percentage of the leviable amount applicable to this level	0,5	EAP%
	2.2 Middle Management
	2.2.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black middle managers as a percentage of the leviable amount applicable to this level	1	3,00%
	2.2.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women middle managers as a percentage of the leviable amount applicable to this level	0,5	1,50%
	2.2.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African middle managers as a percentage of the leviable amount applicable to this level	0,5	EAP%
	2.3 Junior Management
	2.3.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black junior managers as a percentage of leviable amount applicable to this level	1	5,00%
	2.3.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women junior managers as a percentage of the leviable amount applicable to this level	1	2,50%
	2.3.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African junior managers as a percentage of the leviable amount applicable to this level	1	EAP%
	Senior, Middle and Junior Management Subtotal		7
	2.4 Non-management staff
	2.4.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black non-management staff as a percentage of the leviable amount applicable to this level	2	8,00%
	2.4.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women non-management staff as a percentage of the leviable amount applicable to this level	1	4,00%
	2.4.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African non-management staff as a percentage of the leviable amount applicable to this level	1	EAP%
	Non-management staff Subtotal		4
	2,5	Skills development expenditure on learning programmes specified in the learning programme matrix for black unemployed people as a percentage of the leviable amount	4	1,5%
	2,6	Skills development expenditure on learning programmes specified in the learning programme matrix for black people with disabilities as a percentage of the leviable amount	1	0,30%
	2,7	Number of black people, (employed or unemployed) participating in learnerships, apprenticeships, internships or Category B, C or D programmes as a percentage of total employees	4	5,00%
	Bonus Points
	2,8	Number of previously unemployed black people Absorbed by the measured entity/industry at the end of the learnerships, apprenticeships, internships, or Category B, C or D programmes.	3	100%
	Skills Development Total		23
Enterprise and Supplier Development	2.1 Procurement			Targets year 1-3	Targets year 3+
	2.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE procurement recognition levels as a percentage of total measured procurement spend	5	75%	80%
	2.1.2	B-BBEE procurement spend from empowering suppliers who are QSEs based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	3	14%	18%
	2.1.3	B-BBEE procurement spend from empowering suppliers who are EMEs based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	2	8%	12%
	2.1.4	B-BBEE procurement spend from empowering suppliers that are at least 51% black owned based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	7	20%	30%
	2.1.5	B-BBEE procurement spend from empowering suppliers that are at least 30% black women owned based on the applicable BBBEE procurement recognition levels as a percentage of total measured procurement spend	3	9%	10%
	Procurement Subtotal		20
	2.1 Supplier Development
	2.2.1	Annual value of all supplier development contributions made by the measured entity	10	2% of NPAT
	2.3 Enterprise and Supplier Development
	2.3.1	Annual value of enterprise development contributions and sector specific programmes made by the measured entity	5	1% of NPAT
	2.4 Bonus Points
	2.4.1	Graduation of one or more enterprise development beneficiaries to graduate to the supplier development level.	1	1
	2.4.2	For creating one or more jobs directly as a result of supplier development and enterprise development initiatives by the measured entity.	1	1
	2.4.3 (a)	B-BBEE procurement spend from intermediated black professional service providers who are empowering suppliers based on the B-BBEE procurement recognition levels as a percentage of intermediated spend	2	5%
	Or
	2.4.3 (b)	B-BBEE procurement spend from black stockbrokers or black fund managers who are empowering suppliers based on the BBBEE procurement recognition levels as a percentage of total value of all trade allocated	2	5%
	2.4.4	B-BBEE procurement spend from designated group suppliers that are at least 51% black owned as a percentage of the total measured spend	2	2%
	2.4.5	Enterprise development support of black stockbrokers, black fund managers or intermediaries	2	0.5% of NPAT (recoverable or nonrecoverable)
	Enterprise and Supplier Development Subotal		23
	Enterprise and Supplier Development Total		43
Socio-Economic Development	2 Soci-Economic Development
	2,1	Annual value of all Qualifying Socio-Economic Development contributions by the measured entity as a percentage of NPAT	3	0,60%
	2,2	Annual value of all Qualifying Consumer Education contributions by the measured entity as a percentage of NPAT	2	0,40%
	2.3 Bonus Points
	2.3.1	Additional CE contributions made by the measured Entity as a percentage of NPAT	1	0,10%
	2.3.2	Grant contribution to Fundisa Retail Fund and other similar initiatives	2	0,2%
	Socio-Economic Development Total		8
Total Scorecard			122

Target for International Banks, SAVCA members & Reinsurers – Socio-Economic Development
Socio-Economic Development	2 Soci-Economic Development
	2,1	Annual value of all Qualifying Socio-Economic Development contributions by the measured entity as a percentage of NPAT	3	0,70%
	2,2	Annual value of all Qualifying Consumer Education contributions by the measured entity as a percentage of NPAT	2	0
	2.3 Bonus Points
	2.3.1	Additional CE contributions made by the measured Entity as a percentage of NPAT	1	0,10%
	2.3.2	Grant contribution to Fundisa Retail Fund and other similar initiatives	2	0,2%
	Socio-Economic Development Total		8

Access to Financial Services Scorecard – Banking
	Access Method	Qualifying Market/Arear	Qualifying Criteria	Range	Target	Available Points
2,1	Geographic Access (Reach)		One or more of:
2.1.1	Transaction point	50% or more of house-holds fall within LSM 1-5	draw cash, or	5 km	85%	1
			purchase from their accounts
2.1.2	Service point		reset a PIN	10 km	70%	1
			money transfers,
			get a statement, or
			initiate account queries
2.1.3	Sales point		replace a card,	15 km	60%	2
			deposit cash into their accounts, or
			acquire:
			a transaction account, a funeral policy,
			a savings account, or
			a loan.
2.1.4	Electronic Access	Individuals earning less than R5,000 per month increasing by CPIX p.a.	The use of telephones, mobile phones, internet banking or any other new technology for: money transfers, account to account transfers, prepaid purchases, balance enquiries (list not exhaustive).	National	19% of account holders within the target market	2
2,2	Banking Densification	Individuals in the LSM 1-5 group nationally	Access to cash withdrawal facility per measuring unit	National	1, 500 adults per point of presence	3
2,3	Product related access	Individuals in the LSM 1-5 group nationally	Number of active accounts for qualifying products per institution	National	12 370 082 active accounts in 2017 (SASSA accounts not included)	3
Access to Financial Services Total						12

Financial Services – Banks

Financial Services – Banks Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Ownership	2.1 Voting rights:
	2.1.1	Exercisable voting rights in the measured entity in the hands of black people	4	25%+1 vote
	2.1.2	Exercisable voting rights in the measured entity in the hands of black women	2	10%
	Voting Rights Subtotal		6
	2.2 Economic Interest:
	2.2.1	Economic interest rights in the measured entity to which black people are entitled	3	25%
	2.2.2	Economic interest rights in the measured entity to which black women are entitled	2	10%
	2.2.3	Economic interest in the hands black designated groups; black participants in Employee Share Ownership Programmes; black people in Broad-based Ownership Schemes and black participants in co-operatives	3	3%
	2.2.4	New Entrants	3	2%
	Economic Interest Subtotal		11
	2,3	Net Value	6	Formula Annexe 100(C)
	Bonus Points
	2,4	Bonus: Direct/Indirect ownership in excess of 15%	3	10%
	2,5	Bonus: Economic interest and voting rights above 32.5%	2	1 point @ 32.5% and 1 point @ 40%
	Ownership Total		28
Management Control	2.1 Board Participation
	2.1.1	Exercisable voting rights of black board members as a percentage of all board members	1	50%
	2.1.2	Exercisable voting rights of black female board members as a percentage of all board members	1	25%
	2.1.3	Black executive directors as a percentage of all executive directors	2	50%
	2.1.4	Black female executive directors as a percentage of all executive directors	1	25%
	2.2 Other Execututive Management
	2.2.1	Black executive management as a percentage of all executive management	2	60%
	2.2.2	Black female executive management as a percentage of all executive management	1	30%
	Executive Management Subtotal		8
	2.3 Senior Management
	2.3.1	Black employees in senior management as a percentage of all such employees	2	60%
	2.3.2	Black female employees in senior management as a percentage of all senior managers	1	30%
	2.3.3	African senior managers as a percentage of all senior managers	1	EAP%
	2.4 Middle Management
	2.4.1	Black employees in middle management as a percentage of all middle management	2	75%
	2.4.2	Black female employees in middle management as a percentage of all middle management	1	38%
	2.4.3	African middle managers as a percentage of all middle managers	1	EAP%
	2.5 Junior Management
	2.5.1	Black employees in junior management as a percentage of all junior management	1	88%
	2.5.2	Black female employees in junior management as a percentage of all junior management	1	44%
	2.5.3	African junior managers as a percentage of all junior managers	1	EAP%
	2,6	Black employees with disabilities as a percentage of all employees	1	2%
	Senior, Middle and Junior Management Subtotal		12
	Management Control Total		20
Skills Development	2.1 Senior Management
	2.1.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black senior and executive managers as a percentage of the leviable amount applicable to this level	1	2,00%
	2.1.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women senior and executive managers as a percentage of the leviable amount applicable to this level	0,5	1,00%
	2.1.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African senior and executive managers as a percentage of the leviable amount applicable to this level	0,5	EAP%
	2.2 Middle Management
	2.2.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black middle managers as a percentage of the leviable amount applicable to this level	1	3,00%
	2.2.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women middle managers as a percentage of the leviable amount applicable to this level	0,5	1,50%
	2.2.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African middle managers as a percentage of the leviable amount applicable to this level	0,5	EAP%
	2.3 Junior Management
	2.3.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black junior managers as a percentage of leviable amount applicable to this level	1	5,00%
	2.3.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women junior managers as a percentage of the leviable amount applicable to this level	1	2,50%
	2.3.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African junior managers as a percentage of the leviable amount applicable to this level	1	EAP%
	Senior, Middle and Junior Management Subtotal		7
	2.4 Non-management staff
	2.4.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black non-management staff as a percentage of the leviable amount applicable to this level	2	8,00%
	2.4.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women non-management staff as a percentage of the leviable amount applicable to this level	1	4,00%
	2.4.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African non-management staff as a percentage of the leviable amount applicable to this level	1	EAP%
	Non-management staff Subtotal		4
	2,5	Skills development expenditure on learning programmes specified in the learning programme matrix for black unemployed people as a percentage of the leviable amount	4	1,5%
	2,6	Skills development expenditure on learning programmes specified in the learning programme matrix for black people with disabilities as a percentage of the leviable amount	1	0,30%
	2,7	Number of black people, (employed or unemployed) participating in learnerships, apprenticeships, internships or Category B, C or D programmes as a percentage of total employees	4	5,00%
	Bonus Points
	2,8	Number of previously unemployed black people Absorbed by the measured entity/industry at the end of the learnerships, apprenticeships, internships, or Category B, C or D programmes.	3	100%
	Skills Development Total		23
Enterprise and Supplier Development	2.1 Procurement			Targets year 1-3	Targets year 3+
	2.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE procurement recognition levels as a percentage of total measured procurement spend	4	75%	80%
	2.1.2	B-BBEE procurement spend from empowering suppliers who are QSEs based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	2	14%	18%
	2.1.3	B-BBEE procurement spend from empowering suppliers who are EMEs based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	2	8%	12%
	2.1.4	B-BBEE procurement spend from empowering suppliers that are at least 51% black owned based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	5	20%	30%
	2.1.5	B-BBEE procurement spend from empowering suppliers that are at least 30% black women owned based on the applicable BBBEE procurement recognition levels as a percentage of total measured procurement spend	2	2%	10%
	Procurement Subtotal		15
	2.4 Bonus Points
	2.4.1	Graduation of one or more enterprise development beneficiaries to graduate to the supplier development level.	0	1
	2.4.2	For creating one or more jobs directly as a result of supplier development and enterprise development initiatives by the measured entity.	0	1
	2.4.3 (a)	B-BBEE procurement spend from intermediated black professional service providers who are empowering suppliers based on the B-BBEE procurement recognition levels as a percentage of intermediated spend	2	5%
	Or
	2.4.3 (b)	B-BBEE procurement spend from black stockbrokers or black fund managers who are empowering suppliers based on the BBBEE procurement recognition levels as a percentage of total value of all trade allocated	2	5%
	2.4.4	B-BBEE procurement spend from designated group suppliers that are at least 51% black owned as a percentage of the total measured spend	2	2%
	2.4.5	Enterprise development support of black stockbrokers, black fund managers or intermediaries	0	0.5% of NPAT (recoverable or nonrecoverable)
	Enterprise and Supplier Development Total		19
Socio-Economic Development	2 Soci-Economic Development
	2,1	Annual value of all Qualifying Socio-Economic Development contributions by the measured entity as a percentage of NPAT	3	0,60%
	2,2	Annual value of all Qualifying Consumer Education contributions by the measured entity as a percentage of NPAT	2	0,40%
	2.3 Bonus Points
	2.3.1	Additional CE contributions made by the measured Entity as a percentage of NPAT	1	0,10%
	2.3.2	Grant contribution to Fundisa Retail Fund and other similar initiatives	2	0,2%
	Socio-Economic Development Total		8
Empowerment Financing	2 Empowerment Financing
	2,1	Targeted Investments Transformational Infrastructure Black Agricultural Financing Affordable Housing Black Business Growth and SME Funding	12	R48bn
	2,2	B-BBEE transaction financing and Black Business Growth/ SME Funding	3	R32bn
	Empowerment Financing Subtotal		15
	2,3	Annual value of all Supplier Development contributions made by the measured entity	7	1.8% of NPAT
	2,4	Annual value of all Enterprise Development contributions made by the measured entity	3	0.2% of NPAT (non-recoverable)
	2.5 Bonus Points
	2.5.1	Graduation of one or more Enterprise Development beneficiaries to graduate to the Supplier Development level.	1
	2.5.2	For creating one or more jobs directly as a result of Supplier Development and Enterprise Development initiatives by the measured entity.	1
	2.5.3	Development of black stockbrokers, black fund managers and intermediaries	2	TBD
	Empowerment Financing Total		29
Access to Financial Services	Access to Financial Services
	2,1	Geographic Access (Reach)
	2.1.1	Transaction point	1	85%
	2.1.2	Service point	1	70%
	2.1.3	Sales point	2	60%
	2.1.4	Electronic Access	2	19% of account holders within the target market
	2,2	Banking Densification	3	1, 500 adults per point of presence
	2,3	Product related access	3	12 370 082 active accounts in 2017 (SASSA accounts not included)
	Access to Financial Services Total		12
Total Scorecard			139

Target for International Banks, SAVCA members & Reinsurers – Socio-Economic Development
Socio-Economic Development	2 Soci-Economic Development
	2,1	Annual value of all Qualifying Socio-Economic Development contributions by the measured entity as a percentage of NPAT	3	0,70%
	2,2	Annual value of all Qualifying Consumer Education contributions by the measured entity as a percentage of NPAT	2	0
	2.3 Bonus Points
	2.3.1	Additional CE contributions made by the measured Entity as a percentage of NPAT	1	0,10%
	2.3.2	Grant contribution to Fundisa Retail Fund and other similar initiatives	2	0,2%
	Socio-Economic Development Total		8

Access to Financial Services Scorecard – Banking
	Access Method	Qualifying Market/Arear	Qualifying Criteria	Range	Target	Available Points
2,1	Geographic Access (Reach)		One or more of:
2.1.1	Transaction point	50% or more of house-holds fall within LSM 1-5	draw cash, or	5 km	85%	1
			purchase from their accounts
2.1.2	Service point		reset a PIN	10 km	70%	1
			money transfers,
			get a statement, or
			initiate account queries
2.1.3	Sales point		replace a card,	15 km	60%	2
			deposit cash into their accounts, or
			acquire:
			a transaction account, a funeral policy,
			a savings account, or
			a loan.
2.1.4	Electronic Access	Individuals earning less than R5,000 per month increasing by CPIX p.a.	The use of telephones, mobile phones, internet banking or any other new technology for: money transfers, account to account transfers, prepaid purchases, balance enquiries (list not exhaustive).	National	19% of account holders within the target market	2
2,2	Banking Densification	Individuals in the LSM 1-5 group nationally	Access to cash withdrawal facility per measuring unit	National	1, 500 adults per point of presence	3
2,3	Product related access	Individuals in the LSM 1-5 group nationally	Number of active accounts for qualifying products per institution	National	12 370 082 active accounts in 2017 (SASSA accounts not included)	3
Access to Financial Services Total						12

Scorecards – Frequently Asked Questions (FAQ)

General

General Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Ownership	2.1 Voting rights:
	2.1.1	Exercisable Voting Rights in the Entity in the hands of Black people	4	25%+1 vote
	2.1.2	Exercisable Voting Rights in the Entity in the hands of Black women	2	10%
	Voting Rights Subtotal		6
	2.2 Economic Interest:
	2.2.1	Economic Interest in the Entity to which Black people are entitled	4	25%
	2.2.2	Economic Interest in the Entity to which Black women are entitled	2	10%
	2.2.3	Economic Interest of any of the following Black natural people in the Measured Entity
	2.2.3.1	Black designated groups;	3	3%
	2.2.3.2	Black participants in Employee Share Ownership Programmes;
	2.2.3.3	Black people in Broadbased Ownership Schemes;
	2.2.3.4	Black participants in Cooperatives
	2.2.4	New Entrants	2	2%
	Economic Interest Subtotal		11
	2.3 Realisation points:
	2.3.1	Net Value	8	Refer to Annexe C
	Ownership Total		25
Management Control	2.1 Board participation:
	2.1.1	Exercisable voting rights of black board members as a percentage of all board members	2	50%
	2.1.2	Exercisable voting rights of black female board members as a percentage of all board members	1	25%
	2.1.3	Black Executive directors as a percentage of all executive directors	2	50%
	2.1.4	Black female Executive directors as a percentage of all executive directors	1	25%
	2.2 Other Executive Management:
	2.2.1	Black Executive Management as a percentage of all executive directors	2	60%
	2.2.2	Black female Executive Management as a percentage of all executive directors	1	30%
	Executive Management Subtotal		9
	2.3 Senior Management:
	2.3.1	Black employees in Senior Management as a percentage of all senior management	2	60%
	2.3.2	Black female employees in Senior Management as a percentage of all senior management	1	30%
	2.4 Middle Management:
	2.4.1	Black employees in Middle Management as a percentage of all middle management	2	75%
	2.4.2	Black female employees in Middle Management as a percentage of all middle management	1	38%
	2.5 Junior Management:
	2.5.1	Black employees in Junior Management as a percentage of all junior management	1	88%
	2.5.2	Black female employees in Junior Management as a percentage of all junior management	1	44%
	2.6 Employees with disabilities:
	2.6.1	Black employees with disabilities as a percentage of all employees	2	2%
	Employment Equity Subtotal		10
	Management Control Total		19
Skills Development	2.1.1 Skills Development Expenditure on any programme specified in the Learning Programme Matrix for black people as a percentage of the Leviable Amount
	2.1.1.1	Skills Development Expenditure on Learning Programmes specified in the Learning Programme Matrix for black people as a percentage of Leviable Amount.	6	3,5%
	2.1.1.2	Skills Development Expenditure on Bursaries for Black Students at Higher Education Institutions	4	2,5%
	2.1.1.3	Skills Development Expenditure on Learning Programmes specified in the Learning Programme Matrix for black employees with disabilities as a percentage of Leviable Amount.	4	0,3%
	2.1.2 Learnerships, Apprenticeships, and Internships
	2.1.2.1	Number of black people participating in Learnerships, Apprenticeships and internships as a percentage of total employees.	6	5,0%
	Bonus Points
	2.1.3	Number of black people absorbed by the Measured and Industry Entity at the end of the Internship, Learnership and Apprenticeship programme under Paragraph 2.1.2.1	5	100%
	Skills Development Total		25
Enterprise and Supplier Development	2.1 PREFERENTIAL PROCUREMENT:
	2.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	5	80%
	2.1.2	B-BBEE Procurement Spend from all Empowering Suppliers that are Qualifying Small Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend. Refer to Paragraph 3.9 Below.	3	15%
	2.1.3	B-BBEE Procurement Spend from all Empowering Exempted Micro-Enterprises based on the applicable BBBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend. Refer to Paragraph 3.9 Below.	4	15%
	2.1.4	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% Black Owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	11	50%
	2.1.5	B-BBEE Procurement Spend from Empowering Suppliers that are at least 30% Black Women Owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	4	12%
	Bonus Points
	2.1.6	B-BBEE Procurement Spend from Empowering Designated Group Suppliers that are at least 51% Black Owned.	2	2%
	Preferential Procurement Subtotal		29
	2.2 SUPPLIER DEVELOPMENT:
	2.2.1	Annual value of all Supplier Development Contributions made by the Measured Entity as a percentage of the target.	10	2% of NPAT
	2.3 ENTERPRISE DEVELOPMENT:
	2.3.1	Annual value of Enterprise Development Contributions and Sector Specific Programmes made by the Measured Entity as a percentage of the target.	5	1%ofNPAT
	2.4 Bonus Points
	2.4.1	Bonus point for graduation of one or more Enterprise Development beneficiaries to the Supplier Development level.	1
	2.4.2	Bonus point for creating one or more jobs directly as a result of Supplier Development and Enterprise Development initiatives by the Measured Entity.	1
	Enterprise and Supplier Development Subotal		17
	Enterprise and Supplier Development Total		46
Socio-Economic Development	Soci-Economic Development
		Annual value of all Socio-Economic Development Contributions by the Measured Entity as a percentage of the target.	5	1% of NPAT
	Socio-Economic Development Total		5
Total Scorecard			120

General Specialised

Specialised General Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Management Control	4.1 Board participation:
	4.1.1	Exercisable voting rights of black board members as a percentage of all board members	2	50%
	4.1.2	Exercisable voting rights of black female board members as a percentage of all board members	1	25%
	4.1.3	Black executive directors as a percentage of all executive directors	2	50%
	4.1.4	Black female executive directors as a percentage of all executive directors	1	25%
	4.2 Other Executive Management:
	4.2.1	Black executive management as a percentage of all executive management	2	60%
	4.2.2	Black female executive management as a percentage of all executive management	1	30%
	Executive Management Subtotal		9
	4.3 Senior Management:
	4.3.1	Black employees in senior management as a percentage of all senior management	2	60%
	4.3.2	Black female employees in senior management as a percentage of all senior management	1	30%
	4.4 Middle Management:
	4.4.1	Black employees in middle management as a percentage of all middle management	2	75%
	4.4.2	Black female employees in middle management as a percentage of all middle management	1	38%
	4.5 Junior Management:
	4.5.1	Black employees in junior management as a percentage of all junior management	2	88%
	4.5.2	Black female employees in junior management as a percentage of all junior management 1	1	44%
	4.6 Employees with disabilities:
	4.6.1	Black employees with disabilities as a percentage of all employees	2	2%
	Employment Equity Subtotal		11
	Management Control Total		20
Skills Development	5.1. Skills Development Expenditure on any programme specified in the Learning Programme Matrix for black people as a percentage of the Leviable Amount
	5.1.1	Skills Development Expenditure on Learning Programmes specified in the Learning Programme Matrix for black people as a percentage of Leviable Amount.	9	6%
	5.1.2	Skills Development Expenditure on Learning Programmes specified in the Learning Programme Matrix for black employees with disabilities as a percentage of Leviable Amount.	4	0,3%
	5.2 Learnerships, apprenticeships and internships
	5.2.1	Number of black people participating in learnerships, apprenticeships and internships as a percentage of total employees	6	2,5%
	5.2.2	Number of black unemployed people participating in training specified in the learning programme matrix as a percentage of number of employees	6	2,5%
	Bonus Points
	5,3	Number of black people absorbed by the Measured Entity and Industry at the end of the learnership/ apprenticeship or internship programme	5	100%
	Skills Development Total		30
Enterprise and Supplier Development	6.1 PREFERENTIAL PROCUREMENT:
	6.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	5	80%
	6.1.2	B-BBEE Procurement Spend from all Empowering Suppliers that are Qualifying Small Enterprises based on the applicable BBBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	4	15%
	6.1.3	B-BBEE Procurement Spend from all Exempted Micro-Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	5	15%
	6.1.4	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% black owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	11	40%
	6.1.5	B-BBEE Procurement Spend from Empowering Suppliers that are at least 30% black women owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	5	12%
	6.1.6 Bonus Points
	6.1.6.1	B-BBEE Procurement Spend from Designated Group suppliers that are at least 51% black owned	2	2%
	Preferential Procurement Subtotal		32
	6.2 SUPPLIER DEVELOPMENT:
	6.2.1	Annual value of all Supplier Development Contributions made by the Measured Entity as a percentage of the target	15	2% of Net Profit After Tax (NPAT) or 0,2% Annual Revenue/ Allocated budget/ Gross receipts/ Discretional spend
	6.3 ENTERPRISE DEVELOPMENT:
	6.3.1	Annual value of Enterprise Development Contributions and Sector Specific Programmes made by the Measured Entity as a percentage of the target.	5	1% of NPAT or 0,1% Annual revenue/ Allocated budget/ Gross receipts/ Discretional spend
	6.4 Bonus Points
	6.4.1	Bonus point for graduation of one or more Enterprise Development beneficiaries to graduate to the Supplier Development level.	1
	6.4.2	Bonus point for creating one or more jobs directly as a result of Supplier Development and Enterprise Development initiatives by the Measured Entity	1
	Enterprise and Supplier Development Subotal		22
	Enterprise and Supplier Development Total		54
Socio-Economic Development	7 Soci-Economic Development
	7,1	Annual value of all Socio-Economic Development contributions by the Measured Entity as a percentage of the target.	5	1% of NPAT or 0,1% Annual Revenue/ Allocated budget/ Gross receipts/ Discretional spend
	Socio-Economic Development Total		5
Total Scorecard			109

Construction - BEP

Construction – BEP Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Ownership	2.1 Voting rights:
	2.1.1	Exercisable Voting Rights in the Entity in the hands of Black People	5,5	32.5% (35% year 4)
	2.1.2	Exercisable Voting Rights in the Entity in the hands of Black women.	2	10% (14% year 4)
	Voting Rights Subtotal		7,5
	2.2 Economic Interest:
	2.2.1	Economic Interest in the Entity to which Black People are entitled.	5,5	32.5% (35% year 4)
	2.2.2	Economic Interest in the Entity to which Black women are entitled.	2	10% (14% year 4)
	2.2.3 Economic Interest of any of the following Black natural people in the Measured Entity:
	2.2.3.1	Black Designated Groups;	3	5% (6% year 4)
	2.2.3.2	Black Participants in Employee Share Ownership Programmes;
	2.2.3.3	Black People in Broad-Based Ownership Schemes;
	2.2.3.4	Black Participants in Cooperatives
	2.2.4	Black New Entrants	5	6%
	Economic Interest Subtotal		15,5
	2.3 Realisation points:
	2.3.1	Net Value	4	Refer to Annexe CSC100 (E)
	2.4 Bonus Points (Modified Flow Through may not be applied here)
	2.4.1	Exercisable Voting Rights in the Entity in the hands of Black People above 50%	1	Yes
	2.4.2	Exercisable Voting Rights in the Entity in the hands of Black People above 75%	2	Yes
	2.4.3	Exercisable Voting Rights in the Entity in the hands of Black Women above 50%	1	Yes
	Ownership Total		31
Management Control	2.1 Board participation
	2.1.1	Exercisable Voting Rights of black board members as a percentage of all board members	2,5	50%
	2.1.2	Exercisable Voting Rights of black female board members as a percentage of all board members	1	20%
	2.1.3	Black Executive Directors as a percentage of all Executive Directors	2,5	50%
	2.1.4	Black female Executive Directors as a percentage of all Executive Directors	1	20%
	Bonus Points
	2.1.5	Exceeding the Target for Black Executive Directors in 2.1.3 above	1	>50%
	2.1.6	Exceeding the Target for Black female Executive Directors in 2.1.4 above	1	>20%
	2.2 Other Executive Management
	2.2.1	Black Other Executive Management as a percentage of all Other Executive Management	2	60%
	2.2.2	Black female other Executive Management as a percentage of all Other Executive Management	1	30%
	Executive Management Subtotal		12
	2.3 Senior Management
	2.3.1	Black Employees in Senior Management as a percentage of all Senior Management	2	60%
	2.3.2	Black female Employees in Senior Management as a percentage of all Senior Management	1	30%
	2.4 Middle Management
	2.4.1	Black Employees in Middle Management as a percentage at all Middle Management	1,5	75%
	2.4.2	Black female Employees in Middle Management as a percentage of all Middle Management	1	30%
	2.6 Employees with disabilities
	2.6.1	Black Employees with Disabilities as a percentage of all office based Employees	0,5	2%
	2.7 Black Professionals
	2.7.1	Black professionally registered Employees as a percentage of all professionally registered Employees	2	50%
	2.8 Bonus Points
	2.8.1	Black Employees that are “youth” as defined by the National Youth Commission Act of 1996, as a percentage of all Employees using the Adjusted Recognition for Gender.	2	30%
	Employment Equity Subtotal		10
	Management Control Total		22
Skills Development	2.1.1 Skills Development Expenditure on any programme specified in the Learning Programme Matrix for Black People as a percentage of the Leviable Amount
	2.1.1.1	Skills Development Expenditure on Black People as a percentage of the Leviable Amount.	7	2,0%
				2.5% (year 3)
				3% (year 5)
	2.1.2 The proportion of Skills Development Expenditure on Black People by the Measured Entity using the Adjusted Recognition for Gender expended on the following categories of Black People:
	2.1.2.1	African People ( as defined in the Stats SA EAP)	2	%Contribution of African People to EAP
	2.1.2.2	Black Management (Executive, Senior and Middle management categories)	3	15%
	2.1.2.3	Black Management (Junior management category)	1	10%
	2.1.2.4	Bursaries or Scholarships for Black People.	4	15%
	2.1.3 Learnerships, Apprenticeships, Internships and Professional Registration
	2.1.3.1	Number of Black People participating in Category A, B, C or D learning programmes as per the Learning Programme Matrix, as a percentage of the total number of Employees.	4	2,5%
	2.1.3.2	Number of Black Employees registered as candidates with industry professional registration bodies as a % of the total number of such registered Employees.	4	60%
	2.1.3.3	Number of Black People with Disabilities on Category A, B, C, or D learning programmes as per the Learning Programme Matrix, as a percentage of black office based learners on those learning programmes.	1	5%
	2.1.4 Mentorship
	2.1.4.1	Implementation of an Approved and Verified Mentorship Programme (as per Annexe CSC300 C).	3	Yes
	2.1.5 Bonus points
	2.1.5.1	Percentage of Black People Absorbed by the Measured Entity at the end of a Category A, B, C or D learning programme.	1	100%
	2.1.5.3	The number of Black Employees who registered as a Professional with industry Professional Bodies as a percentage of all Employees who registered as such in the Measurement Period	4	60%
	Skills Development Total		34
PREFERENTIAL PROCUREMENT AND SUPPLIER DEVELOPMENT SCORECARD	2.1 PREFERENTIAL PROCUREMENT:
	2.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	6	80%
	2.1.2	B-BBEE Procurement Spend from all Empowering Suppliers that are Exempted Micro-Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	3	20%
	2.1.3	B-BBEE Procurement Spend from all Empowering Suppliers that are Qualifying Small Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	2	10%
	2.1.4	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% Black Owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	4	20%
	2.1.5	BBEE Procurement Spend from Empowering Suppliers that are at least 35% Black Women Owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	3	12%
	Bonus Points
	2.1.6	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% owned by Black Designated Groups based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend.	2	20%
	2.1.7	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% Black Women Owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	1	8%
	Preferential Procurement Subtotal		21
	2.2 SUPPLIER DEVELOPMENT PROGRAMMES
	2.2.1	Compliant Supplier and Contractor Development Programmes	4	Ann. CSC 400 ( C )
	2.3 SUPPLIER DEVELOPMENT CONTRIBUTIONS
	2.3.1	Annual value of all Qualifying Supplier Development Contributions made by the Measured Entity as a percentage of the Target.	4	3% of NPAT
	2.3.2	Annual value of all Qualifying Supplier Development Contributions towards 51% Black Women Owned entities made by the Measured Entity as a percentage of the Target.	1	20% of value in 2.3.1
	Supplier Development Subotal		9
	Preferential Procurement and supplier development Total		30
Socio-Economic Development	Soci-Economic Development
	2.4.1	Annual value of all Qualifying Socio-Economic Contributions by the Measured Entity as a percentage of the Target	4	1.25% of NPAT
	2.4.2	The portion of Qualifying Socio-Economic Contributions in 2.4.1 above spend on Communities with Limited Services.	1	30% of Target in 2.4.1
	Bonus Points
	2.4.3	Annual value of contributions towards Structured SED Projects by the Measured Entity as a percentage of the Target	1	1.25% of NPAT
	Socio-Economic Development Total		6
Total Scorecard			123

Construction - Contractor

Construction – Contractor Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Ownership	2.1 Voting rights:
	2.1.1	Exercisable Voting Rights in the Entity in the hands of Black People	4,5	32.5% (35% year 4)
	2.1.2	Exercisable Voting Rights in the Entity in the hands of Black women.	2	10% (14% year 4)
	Voting Rights Subtotal		6,5
	2.2 Economic Interest:
	2.2.1	Economic Interest in the Entity to which Black People are entitled.	4,5	32.5% (35% year 4)
	2.2.2	Economic Interest in the Entity to which Black women are entitled.	2	10% (14% year 4)
	2.2.3 Economic Interest of any of the following Black natural people in the Measured Entity:
	2.2.3.1	Black Designated Groups;	3	10% (12% year 4)
	2.2.3.2	Black Participants in Employee Share Ownership Programmes;
	2.2.3.3	Black People in Broad-Based Ownership Schemes;
	2.2.3.4	Black Participants in Cooperatives
	2.2.4	Black New Entrants	5	5%
	Economic Interest Subtotal		14,5
	2.3 Realisation points:
	2.3.1	Net Value	6	Refer to Annexe CSC100 (E)
	2.4 Bonus Points (Modified Flow Through may not be applied here)
	2.4.1	Exercisable Voting Rights in the Entity in the hands of Black People above 50%	1	Yes
	2.4.2	Exercisable Voting Rights in the Entity in the hands of Black People above 75%	2	Yes
	2.4.3	Exercisable Voting Rights in the Entity in the hands of Black Women above 50%	1	Yes
	Ownership Total		31
Management Control	2.1 Board participation
	2.1.1	Exercisable Voting Rights of black board members as a percentage of all board members	3	50%
	2.1.2	Exercisable Voting Rights of black female board members as a percentage of all board members	1	20%
	2.1.3	Black Executive Directors as a percentage of all Executive Directors	2	50%
	2.1.4	Black female Executive Directors as a percentage of all Executive Directors	1	20%
	Bonus Points
	2.1.5	Exceeding the Target for Black Executive Directors in 2.1.3 above	1	>50%
	2.1.6	Exceeding the Target for Black female Executive Directors in 2.1.4 above	1	>20%
	2.2 Other Executive Management
	2.2.1	Black Other Executive Management as a percentage of all Other Executive Management	2	60%
	2.2.2	Black female other Executive Management as a percentage of all Other Executive Management	1	30%
	Executive Management Subtotal		12
	2.3 Senior Management
	2.3.1	Black Employees in Senior Management as a percentage of all Senior Management	2	60%
	2.3.2	Black female Employees in Senior Management as a percentage of all Senior Management	0,5	30%
	2.4 Middle Management
	2.4.1	Black Employees in Middle Management as a percentage at all Middle Management	1	75%
	2.4.2	Black female Employees in Middle Management as a percentage of all Middle Management	0,5	30%
	2.5 Junior Management
	2.5.1	Black Employees in Junior Management as a percentage of all Junior Management	1	88%
	2.5.2	Black female Employees in Junior Management as a percentage of all Junior Management	0,5	35%
	2.6 Employees with disabilities
	2.6.1	Black Employees with Disabilities as a percentage of all office based Employees	0,5	2%
	2.7 Black Professionals
	2.7.1	Black professionally registered Employees as a percentage of all professionally registered Employees	2	50%
	2.8 Bonus Points
	2.8.1	Black Employees that are “youth” as defined by the National Youth Commission Act of 1996, as a percentage of all Employees using the Adjusted Recognition for Gender.	2	30%
	Employment Equity Subtotal		10
	Management Control Total		22
Skills Development	2.1.1 Skills Development Expenditure on any programme specified in the Learning Programme Matrix for Black People as a percentage of the Leviable Amount
	2.1.1.1	Skills Development Expenditure on Black People as a percentage of the Leviable Amount.	4	2%
				2.5% (year 3)
				3% (year 5)
	2.1.2 The proportion of Skills Development Expenditure on Black People by the Measured Entity using the Adjusted Recognition for Gender expended on the following categories of Black People:
	2.1.2.1	African People ( as defined in the Stats SA EAP)	2	%Contribution of African People to EAP
	2.1.2.2	Black Management (Executive, Senior and Middle management categories)	2	15%
	2.1.2.3	Black Management (Junior management category)	1	10%
	2.1.2.4	Bursaries or Scholarships for Black People.	2	15%
	2.1.3 Learnerships, Apprenticeships, Internships and Professional Registration
	2.1.3.1	Number of Black People participating in Category A, B, C or D learning programmes as per the Learning Programme Matrix, as a percentage of the total number of Employees.	3	2,5%
	2.1.3.2	Number of Black Employees registered as candidates with industry professional registration bodies as a % of the total number of such registered Employees.	3	60%
	2.1.3.3	Number of Black People with Disabilities on Category A, B, C, or D learning programmes as per the Learning Programme Matrix, as a percentage of black office based learners on those learning programmes.	1	5%
	2.1.4 Mentorship
	2.1.4.1	Implementation of an Approved and Verified Mentorship Programme (as per Annexe CSC300 C).	3	Yes
	2.1.5 Bonus points
	2.1.5.1	Percentage of Black People Absorbed by the Measured Entity at the end of a Category A, B, C or D learning programme.	1	100%
	2.1.5.2	The number of black employees that completed a Mentorship Programme during the last 3 years (including the measurement period) that were promoted during the Measurement Period expressed as a percentage of all such employees during those 3 years.	2	15%
	2.1.5.3	The number of Black Employees who registered as a Professional with industry Professional Bodies as a percentage of all Employees who registered as such in the Measurement Period	2	60%
	Skills Development Total		26
PREFERENTIAL PROCUREMENT AND SUPPLIER DEVELOPMENT SCORECARD	2.1 PREFERENTIAL PROCUREMENT:
	2.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	6	80%
	2.1.2	B-BBEE Procurement Spend from all Empowering Suppliers that are Exempted Micro-Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	3	15%
	2.1.3	B-BBEE Procurement Spend from all Empowering Suppliers that are Qualifying Small Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	3	15%
	2.1.4	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% Black Owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	4	20%
	2.1.5	BBEE Procurement Spend from Empowering Suppliers that are at least 35% Black Women Owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	3	12%
	Bonus Points
	2.1.6	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% owned by Black Designated Groups based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend.	3	20%
	2.1.7	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% Black Women Owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	1	8%
	Preferential Procurement Subtotal		23
	2.2 SUPPLIER DEVELOPMENT PROGRAMMES
	2.2.1	Compliant Supplier and Contractor Development Programmes	5	Ann. CSC 400 ( C )
	2.3 SUPPLIER DEVELOPMENT CONTRIBUTIONS
	2.3.1	Annual value of all Qualifying Supplier Development Contributions made by the Measured Entity as a percentage of the Target.	8	3% of NPAT
	2.3.2	Annual value of all Qualifying Supplier Development Contributions towards 51% Black Women Owned entities made by the Measured Entity as a percentage of the Target.	2	20% of value in 2.3.1
	Supplier Development Subotal		15
	Preferential Procurement and supplier development Total		38
Socio-Economic Development	Soci-Economic Development
	2.4.1	Annual value of all Qualifying Socio-Economic Contributions by the Measured Entity as a percentage of the Target	4	1.25% of NPAT
	2.4.2	The portion of Qualifying Socio-Economic Contributions in 2.4.1 above spend on Communities with Limited Services.	1	30% of Target in 2.4.1
	Bonus Points
	2.4.3	Annual value of contributions towards Structured SED Projects by the Measured Entity as a percentage of the Target	1	1.25% of NPAT
	Socio-Economic Development Total		6
Total Scorecard			123

ICT - General

ICT General Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Ownership	2.1 Voting rights:
	2.1.1	Exercisable Voting Rights in the Entity in the hands of Black people	4	30%
	2.1.2	Exercisable Voting Rights in the Entity in the hands of Black women	2	10%
	Voting Rights Subtotal		6
	2.2 Economic Interest:
	2.2.1	Economic Interest in the Entity to which Black people are entitled	4	30%
	2.2.2	Economic Interest in the Entity to which Black women are entitled	2	10%
	2.2.3	Economic Interest of any of the following Black natural persons in the Measured Entity. NOTE: The maximum points that can be achieved by any of the following is limited to 3.
	2.2.3.1	Black designated groups;	3	3%
	2.2.3.2	Black participants in Employee Share Ownership Programmes;
	2.2.3.3	Black people in Broad-based Ownership Schemes;
	2.2.3.4	Black participants in Co-operatives
	2.2.4	New Entrants	2	2%
	Economic Interest Subtotal		11
	2.3 Realisation points:
	2.3.1	Net Value	8	Refer to Annexure 100 (E) As amended from time to time
	Ownership Total		25
Management Control	2.1 Board participation:
	2.1.1	Exercisable voting rights of black board members as a percentage of all board members	3	50%
	2.1.2	Exercisable voting rights of black female board members as a percentage of all board members	2	25%
	2.1.3	Black Executive directors as a percentage of all executive directors	2	50%
	2.1.4	Black female Executive directors as a percentage of all executive directors	1	25%
	2.2 Other Executive Management:
	2.2.1	Black Executive Management as a percentage of all executive management	3	60%
	2.2.2	Black female Executive Management as a percentage of all executive management	2	30%
	Executive Management Subtotal		13
	2.3 Senior Management:
	2.3.1	Black employees in Senior Management as a percentage of all senior management	2	60%
	2.3.2	Black female employees in Senior Management as a percentage of all senior management	1	30%
	2.4 Middle Management:
	2.4.1	Black employees in Middle Management as a percentage of all middle management	2	75%
	2.4.2	Black female employees in Middle Management as a percentage of all middle management	1	38%
	2.5 Junior Management:
	2.5.1	Black employees in Junior Management as a percentage of all junior management	1	88%
	2.5.2	Black female employees in Junior Management as a percentage of all junior management	1	44%
	2.6 Employees with disabilities:
	2.6.1	Black employees with disabilities as a percentage of all employees	2	2%
	Employment Equity Subtotal		10
	Management Control Total		23
Skills Development	2.1.1 Skills Development Expenditure on any program specified in the Learning Programmes Matrix for Black People as a percentage of the Leviable Amount:
	2.1.1.1	Skills Development Expenditure on Learning Programmes specified in the Learning Programmes Matrix for Black People as a percentage of Leviable Amount	8	6%
	2.1.1.2	Skills Development Expenditure on Learning Programmes specified in the Learning Programmes Matrix for Black People with disabilities as a percentage of Leviable Amount	4	0,3%
	2.1.2 Learnerships, Apprenticeships, and Internships
	2.1.2.1	Number of Black People participating in Learnerships, Apprenticeship and Internships as a percentage of total employees.	4	2,5%
	2.1.2.2	Number of Black Unemployed People participating in training specified in the Learning Programme Matrix as a percentage of number of employees	4	2,5%
	Bonus Points
	2.1.3	Number of Black People absorbed by the Measured Entity or in the economy at the end of the Learnerships, Apprenticeship, Internships and Graduate programmes	5	100%
	Skills Development Total		25
Enterprise and Supplier Development	2.1 PREFERENTIAL PROCUREMENT:
	2.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	5	80%
	2.1.2	B-BBEE Procurement Spend from all Empowering Suppliers that are Qualifying Small Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	3	15%
	2.1.3	B-BBEE Procurement Spend from Exempted Micro-Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	4	15%
	2.1.4	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% Black owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	9	40%
	2.1.5	B-BBEE Procurement Spend from Empowering Suppliers that are at least 30% Black Women owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	4	12%
	Bonus Points
	2.1.6	B-BBEE Procurement Spend from Designated Group Suppliers that are at least 51% Black Owned.	2	2%
	Preferential Procurement Subtotal		27
	2.2 SUPPLIER DEVELOPMENT:
	2.2.1	Annual value of all Supplier [or Partner or Vendor] Development Contributions made by the Measured Entity as a percentage of the target.	10	2% of NPAT
	2.3 ENTERPRISE DEVELOPMENT:
	2.3.1	Annual value of Enterprise Development Contributions and Sector Specific Programmes made by the Measured Entity as a percentage of the target for Black Owned ICT Entities.	15	3% of NPAT
	2.4 Bonus Points
	2.4.1	Bonus point for graduation of one or more Enterprise Development beneficiaries to Supplier Development Level.	1
	2.4.2	Bonus point for creating new jobs up to 10% of the workforce directly as a result of Supplier Development and Enterprise Development initiatives by the Measured Entity; OR	1
	2.4.3	Bonus point for creating new jobs 11% or more of the workforce directly as a result of Supplier Development and Enterprise Development initiatives by the Measured Entity.	2
	Enterprise and Supplier Development Subotal		29
	Enterprise and Supplier Development Total		56
Socio-Economic Development	Soci-Economic Development
		Annual value of all Socio-Economic Development Contributions by the Measured Entity as a percentage of the target	12	1.5% of NPAT
	Socio-Economic Development Total		12
Total Scorecard			141

ICT - Specialised

ICT Specialised Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Management Control	4.1 Board participation:
	4.1.1	Exercisable voting rights of black board members as a percentage of all board members	2	50%
	4.1.2	Exercisable voting rights of black female board members as a percentage of all board members	1	25%
	4.1.3	Black executive directors as a percentage of all executive directors	2	50%
	4.1.4	Black female executive directors as a percentage of all executive directors	1	25%
	4.2 Other Executive Management:
	4.2.1	Black executive management as a percentage of all executive management	2	60%
	4.2.2	Black female executive management as a percentage of all executive management	1	30%
	Executive Management Subtotal		9
	4.3 Senior Management:
	4.3.1	Black employees in senior management as a percentage of all senior management	2	60%
	4.3.2	Black female employees in senior management as a percentage of all senior management	1	30%
	4.4 Middle Management:
	4.4.1	Black employees in middle management as a percentage of all middle management	2	75%
	4.4.2	Black female employees in middle management as a percentage of all middle management	1	38%
	4.5 Junior Management:
	4.5.1	Black employees in junior management as a percentage of all junior management	2	88%
	4.5.2	Black female employees in junior management as a percentage of all junior management 1	1	44%
	4.6 Employees with disabilities:
	4.6.1	Black employees with disabilities as a percentage of all employees	2	2%
	Employment Equity Subtotal		11
	Management Control Total		20
Skills Development	5.1. Skills Development Expenditure on any programme specified in the Learning Programme Matrix for black people as a percentage of the Leviable Amount
	5.1.1	Skills Development Expenditure on Learning Programmes specified in the Learning Programme Matrix for black people as a percentage of Leviable Amount.	9	6%
	5.1.2	Skills Development Expenditure on Learning Programmes specified in the Learning Programme Matrix for black employees with disabilities as a percentage of Leviable Amount.	4	0,3%
	5.2 Learnerships, apprenticeships and internships
	5.2.1	Number of black people participating in learnerships, apprenticeships and internships as a percentage of total employees	6	2,5%
	5.2.2	Number of black unemployed people participating in training specified in the learning programme matrix as a percentage of number of employees	6	2,5%
	Bonus Points
	5,3	Number of black people absorbed by the Measured Entity and Industry at the end of the learnership/ apprenticeship or internship programme	5	100%
	Skills Development Total		30
Enterprise and Supplier Development	6.1 PREFERENTIAL PROCUREMENT:
	6.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	5	80%
	6.1.2	B-BBEE Procurement Spend from all Empowering Suppliers that are Qualifying Small Enterprises based on the applicable BBBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	4	15%
	6.1.3	B-BBEE Procurement Spend from all Exempted Micro-Enterprises based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	5	15%
	6.1.4	B-BBEE Procurement Spend from Empowering Suppliers that are at least 51% black owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	11	40%
	6.1.5	B-BBEE Procurement Spend from Empowering Suppliers that are at least 30% black women owned based on the applicable B-BBEE Procurement Recognition Levels as a percentage of Total Measured Procurement Spend	5	12%
	6.1.6 Bonus Points
	6.1.6.1	B-BBEE Procurement Spend from Designated Group suppliers that are at least 51% black owned	2	2%
	Preferential Procurement Subtotal		32
	6.2 SUPPLIER DEVELOPMENT:
	6.2.1	Annual value of all Supplier Development Contributions made by the Measured Entity as a percentage of the target	10	2% of Net Profit After Tax (NPAT) or 0.2% Annual Revenue/ Allocated budget/ Gross receipts/ Discretional spend
	6.3 ENTERPRISE DEVELOPMENT:
	6.3.1	Annual value of Enterprise Development Contributions and Sector Specific Programmes made by the Measured Entity as a percentage of the target.	15	3% of NPAT or 0.3% Annual revenue/ Allocated budget/ Gross receipts/ Discretional spend
	6.4 Bonus Points
	6.4.1	Bonus point for graduation of one or more Enterprise Development beneficiaries to graduate to the Supplier Development level.	1
	6.4.2	Bonus point for creating one or more jobs directly as a result of Supplier Development and Enterprise Development initiatives by the Measured Entity	1
	Enterprise and Supplier Development Subotal		27
	Enterprise and Supplier Development Total		59
Socio-Economic Development	7 Soci-Economic Development
	7,1	Annual value of all Socio-Economic Development contributions by the Measured Entity as a percentage of the target.	5	1% of NPAT or 0,1% Annual Revenue/ Allocated budget/ Gross receipts/ Discretional spend
	Socio-Economic Development Total		5
Total Scorecard			114

Financial Services - Other Institutions

Financial Services – Other Institutions Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Ownership	2.1 Voting rights:
	2.1.1	Exercisable voting rights in the measured entity in the hands of black people	4	25%+1 vote
	2.1.2	Exercisable voting rights in the measured entity in the hands of black women	2	10%
	Voting Rights Subtotal		6
	2.2 Economic Interest:
	2.2.1	Economic interest rights in the measured entity to which black people are entitled	3	25%
	2.2.2	Economic interest rights in the measured entity to which black women are entitled	2	10%
	2.2.3	Economic interest in the hands black designated groups; black participants in Employee Share Ownership Programmes; black people in Broad-based Ownership Schemes and black participants in co-operatives	3	3%
	2.2.4	New Entrants	3	2%
	Economic Interest Subtotal		11
	2,3	Net Value	6	Formula Annexe 100(C)
	Bonus Points
	2,4	Bonus: Direct/Indirect ownership in excess of 15%	3	10%
	2,5	Bonus: Economic interest and voting rights above 32.5%	2	1 point @ 32.5% and 1 point @ 40%
	Ownership Total		28
Management Control	2.1 Board Participation
	2.1.1	Exercisable voting rights of black board members as a percentage of all board members	1	50%
	2.1.2	Exercisable voting rights of black female board members as a percentage of all board members	1	25%
	2.1.3	Black executive directors as a percentage of all executive directors	2	50%
	2.1.4	Black female executive directors as a percentage of all executive directors	1	25%
	2.2 Other Execututive Management
	2.2.1	Black executive management as a percentage of all executive management	2	60%
	2.2.2	Black female executive management as a percentage of all executive management	1	30%
	Executive Management Subtotal		8
	2.3 Senior Management
	2.3.1	Black employees in senior management as a percentage of all such employees	2	60%
	2.3.2	Black female employees in senior management as a percentage of all senior managers	1	30%
	2.3.3	African senior managers as a percentage of all senior managers	1	EAP%
	2.4 Middle Management
	2.4.1	Black employees in middle management as a percentage of all middle management	2	75%
	2.4.2	Black female employees in middle management as a percentage of all middle management	1	38%
	2.4.3	African middle managers as a percentage of all middle managers	1	EAP%
	2.5 Junior Management
	2.5.1	Black employees in junior management as a percentage of all junior management	1	88%
	2.5.2	Black female employees in junior management as a percentage of all junior management	1	44%
	2.5.3	African junior managers as a percentage of all junior managers	1	EAP%
	2,6	Black employees with disabilities as a percentage of all employees	1	2%
	Senior, Middle and Junior Management Subtotal		12
	Management Control Total		20
Skills Development	2.1 Senior Management
	2.1.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black senior and executive managers as a percentage of the leviable amount applicable to this level	1	2,00%
	2.1.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women senior and executive managers as a percentage of the leviable amount applicable to this level	0,5	1,00%
	2.1.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African senior and executive managers as a percentage of the leviable amount applicable to this level	0,5	EAP%
	2.2 Middle Management
	2.2.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black middle managers as a percentage of the leviable amount applicable to this level	1	3,00%
	2.2.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women middle managers as a percentage of the leviable amount applicable to this level	0,5	1,50%
	2.2.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African middle managers as a percentage of the leviable amount applicable to this level	0,5	EAP%
	2.3 Junior Management
	2.3.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black junior managers as a percentage of leviable amount applicable to this level	1	5,00%
	2.3.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women junior managers as a percentage of the leviable amount applicable to this level	1	2,50%
	2.3.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African junior managers as a percentage of the leviable amount applicable to this level	1	EAP%
	Senior, Middle and Junior Management Subtotal		7
	2.4 Non-management staff
	2.4.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black non-management staff as a percentage of the leviable amount applicable to this level	2	8,00%
	2.4.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women non-management staff as a percentage of the leviable amount applicable to this level	1	4,00%
	2.4.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African non-management staff as a percentage of the leviable amount applicable to this level	1	EAP%
	Non-management staff Subtotal		4
	2,5	Skills development expenditure on learning programmes specified in the learning programme matrix for black unemployed people as a percentage of the leviable amount	4	1,5%
	2,6	Skills development expenditure on learning programmes specified in the learning programme matrix for black people with disabilities as a percentage of the leviable amount	1	0,30%
	2,7	Number of black people, (employed or unemployed) participating in learnerships, apprenticeships, internships or Category B, C or D programmes as a percentage of total employees	4	5,00%
	Bonus Points
	2,8	Number of previously unemployed black people Absorbed by the measured entity/industry at the end of the learnerships, apprenticeships, internships, or Category B, C or D programmes.	3	100%
	Skills Development Total		23
Enterprise and Supplier Development	2.1 Procurement			Targets year 1-3	Targets year 3+
	2.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE procurement recognition levels as a percentage of total measured procurement spend	5	75%	80%
	2.1.2	B-BBEE procurement spend from empowering suppliers who are QSEs based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	3	14%	18%
	2.1.3	B-BBEE procurement spend from empowering suppliers who are EMEs based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	2	8%	12%
	2.1.4	B-BBEE procurement spend from empowering suppliers that are at least 51% black owned based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	7	20%	30%
	2.1.5	B-BBEE procurement spend from empowering suppliers that are at least 30% black women owned based on the applicable BBBEE procurement recognition levels as a percentage of total measured procurement spend	3	9%	10%
	Procurement Subtotal		20
	2.2 Supplier Development
	2.2.1	Annual value of all supplier development contributions made by the measured entity	10	2% of NPAT
	2.3 Enterprise and Supplier Development
	2.3.1	Annual value of enterprise development contributions and sector specific programmes made by the measured entity	5	1% of NPAT
	2.4 Bonus Points
	2.4.1	Graduation of one or more enterprise development beneficiaries to graduate to the supplier development level.	1	1
	2.4.2	For creating one or more jobs directly as a result of supplier development and enterprise development initiatives by the measured entity.	1	1
	2.4.3 (a)	B-BBEE procurement spend from intermediated black professional service providers who are empowering suppliers based on the B-BBEE procurement recognition levels as a percentage of intermediated spend	2	5%
	Or
	2.4.3 (b)	B-BBEE procurement spend from black stockbrokers or black fund managers who are empowering suppliers based on the BBBEE procurement recognition levels as a percentage of total value of all trade allocated	2	5%
	2.4.4	B-BBEE procurement spend from designated group suppliers that are at least 51% black owned as a percentage of the total measured spend	2	2%
	2.4.5	Enterprise development support of black stockbrokers, black fund managers or intermediaries	2	0.5% of NPAT (recoverable or nonrecoverable)
	Enterprise and Supplier Development Subotal		23
	Enterprise and Supplier Development Total		43
Socio-Economic Development	2 Soci-Economic Development
	2,1	Annual value of all Qualifying Socio-Economic Development contributions by the measured entity as a percentage of NPAT	3	0,60%
	2,2	Annual value of all Qualifying Consumer Education contributions by the measured entity as a percentage of NPAT	2	0,40%
	2.3 Bonus Points
	2.3.1	Additional CE contributions made by the measured Entity as a percentage of NPAT	1	0,10%
	2.3.2	Grant contribution to Fundisa Retail Fund and other similar initiatives	2	0,2%
	Socio-Economic Development Total		8
Total Scorecard			122

Target for International Banks, SAVCA members & Reinsurers – Socio-Economic Development
Socio-Economic Development	2 Soci-Economic Development
	2,1	Annual value of all Qualifying Socio-Economic Development contributions by the measured entity as a percentage of NPAT	3	0,70%
	2,2	Annual value of all Qualifying Consumer Education contributions by the measured entity as a percentage of NPAT	2	0
	2.3 Bonus Points
	2.3.1	Additional CE contributions made by the measured Entity as a percentage of NPAT	1	0,10%
	2.3.2	Grant contribution to Fundisa Retail Fund and other similar initiatives	2	0,2%
	Socio-Economic Development Total		8

Access to Financial Services Scorecard – Banking
	Access Method	Qualifying Market/Arear	Qualifying Criteria	Range	Target	Available Points
2,1	Geographic Access (Reach)		One or more of:
2.1.1	Transaction point	50% or more of house-holds fall within LSM 1-5	draw cash, or	5 km	85%	1
			purchase from their accounts
2.1.2	Service point		reset a PIN	10 km	70%	1
			money transfers,
			get a statement, or
			initiate account queries
2.1.3	Sales point		replace a card,	15 km	60%	2
			deposit cash into their accounts, or
			acquire:
			a transaction account, a funeral policy,
			a savings account, or
			a loan.
2.1.4	Electronic Access	Individuals earning less than R5,000 per month increasing by CPIX p.a.	The use of telephones, mobile phones, internet banking or any other new technology for: money transfers, account to account transfers, prepaid purchases, balance enquiries (list not exhaustive).	National	19% of account holders within the target market	2
2,2	Banking Densification	Individuals in the LSM 1-5 group nationally	Access to cash withdrawal facility per measuring unit	National	1, 500 adults per point of presence	3
2,3	Product related access	Individuals in the LSM 1-5 group nationally	Number of active accounts for qualifying products per institution	National	12 370 082 active accounts in 2017 (SASSA accounts not included)	3
Access to Financial Services Total						12

Financial Services - Stock Exchanges & Stock Exchange Members

Financial Services – Stock Exchanges & Stock Exchange Members Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Ownership	2.1 Voting rights:
	2.1.1	Exercisable voting rights in the measured entity in the hands of black people	4	25%+1 vote
	2.1.2	Exercisable voting rights in the measured entity in the hands of black women	2	10%
	Voting Rights Subtotal		6
	2.2 Economic Interest:
	2.2.1	Economic interest rights in the measured entity to which black people are entitled	3	25%
	2.2.2	Economic interest rights in the measured entity to which black women are entitled	2	10%
	2.2.3	Economic interest in the hands black designated groups; black participants in Employee Share Ownership Programmes; black people in Broad-based Ownership Schemes and black participants in co-operatives	3	3%
	2.2.4	New Entrants	3	2%
	Economic Interest Subtotal		11
	2,3	Net Value	6	Formula Annexe 100(C)
	Bonus Points
	2,4	Bonus: Direct/Indirect ownership in excess of 15%	3	10%
	2,5	Bonus: Economic interest and voting rights above 32.5%	2	1 point @ 32.5% and 1 point @ 40%
	Ownership Total		28
Management Control	2.1 Board Participation
	2.1.1	Exercisable voting rights of black board members as a percentage of all board members	1	50%
	2.1.2	Exercisable voting rights of black female board members as a percentage of all board members	1	25%
	2.1.3	Black executive directors as a percentage of all executive directors	2	50%
	2.1.4	Black female executive directors as a percentage of all executive directors	1	25%
	2.2 Other Execututive Management
	2.2.1	Black executive management as a percentage of all executive management	2	60%
	2.2.2	Black female executive management as a percentage of all executive management	1	30%
	Executive Management Subtotal		8
	2.3 Senior Management
	2.3.1	Black employees in senior management as a percentage of all such employees	2	60%
	2.3.2	Black female employees in senior management as a percentage of all senior managers	1	30%
	2.3.3	African senior managers as a percentage of all senior managers	1	EAP%
	2.4 Middle Management
	2.4.1	Black employees in middle management as a percentage of all middle management	2	75%
	2.4.2	Black female employees in middle management as a percentage of all middle management	1	38%
	2.4.3	African middle managers as a percentage of all middle managers	1	EAP%
	2.5 Junior Management
	2.5.1	Black employees in junior management as a percentage of all junior management	1	88%
	2.5.2	Black female employees in junior management as a percentage of all junior management	1	44%
	2.5.3	African junior managers as a percentage of all junior managers	1	EAP%
	2,6	Black employees with disabilities as a percentage of all employees	1	2%
	Senior, Middle and Junior Management Subtotal		12
	Management Control Total		20
Skills Development	2.1 Senior Management
	2.1.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black senior and executive managers as a percentage of the leviable amount applicable to this level	1	2,00%
	2.1.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women senior and executive managers as a percentage of the leviable amount applicable to this level	0,5	1,00%
	2.1.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African senior and executive managers as a percentage of the leviable amount applicable to this level	0,5	EAP%
	2.2 Middle Management
	2.2.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black middle managers as a percentage of the leviable amount applicable to this level	1	3,00%
	2.2.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women middle managers as a percentage of the leviable amount applicable to this level	0,5	1,50%
	2.2.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African middle managers as a percentage of the leviable amount applicable to this level	0,5	EAP%
	2.3 Junior Management
	2.3.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black junior managers as a percentage of leviable amount applicable to this level	1	5,00%
	2.3.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women junior managers as a percentage of the leviable amount applicable to this level	1	2,50%
	2.3.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African junior managers as a percentage of the leviable amount applicable to this level	1	EAP%
	Senior, Middle and Junior Management Subtotal		7
	2.4 Non-management staff
	2.4.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black non-management staff as a percentage of the leviable amount applicable to this level	2	8,00%
	2.4.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women non-management staff as a percentage of the leviable amount applicable to this level	1	4,00%
	2.4.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African non-management staff as a percentage of the leviable amount applicable to this level	1	EAP%
	Non-management staff Subtotal		4
	2,5	Skills development expenditure on learning programmes specified in the learning programme matrix for black unemployed people as a percentage of the leviable amount	4	1,5%
	2,6	Skills development expenditure on learning programmes specified in the learning programme matrix for black people with disabilities as a percentage of the leviable amount	1	0,30%
	2,7	Number of black people, (employed or unemployed) participating in learnerships, apprenticeships, internships or Category B, C or D programmes as a percentage of total employees	4	5,00%
	Bonus Points
	2,8	Number of previously unemployed black people Absorbed by the measured entity/industry at the end of the learnerships, apprenticeships, internships, or Category B, C or D programmes.	3	100%
	Skills Development Total		23
Enterprise and Supplier Development	2.1 Procurement			Targets year 1-3	Targets year 3+
	2.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE procurement recognition levels as a percentage of total measured procurement spend	5	75%	80%
	2.1.2	B-BBEE procurement spend from empowering suppliers who are QSEs based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	3	14%	18%
	2.1.3	B-BBEE procurement spend from empowering suppliers who are EMEs based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	2	8%	12%
	2.1.4	B-BBEE procurement spend from empowering suppliers that are at least 51% black owned based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	7	20%	30%
	2.1.5	B-BBEE procurement spend from empowering suppliers that are at least 30% black women owned based on the applicable BBBEE procurement recognition levels as a percentage of total measured procurement spend	3	9%	10%
	Procurement Subtotal		20
	2.1 Supplier Development
	2.2.1	Annual value of all supplier development contributions made by the measured entity	10	2% of NPAT
	2.3 Enterprise and Supplier Development
	2.3.1	Annual value of enterprise development contributions and sector specific programmes made by the measured entity	5	1% of NPAT
	2.4 Bonus Points
	2.4.1	Graduation of one or more enterprise development beneficiaries to graduate to the supplier development level.	1	1
	2.4.2	For creating one or more jobs directly as a result of supplier development and enterprise development initiatives by the measured entity.	1	1
	2.4.3 (a)	B-BBEE procurement spend from intermediated black professional service providers who are empowering suppliers based on the B-BBEE procurement recognition levels as a percentage of intermediated spend	2	5%
	Or
	2.4.3 (b)	B-BBEE procurement spend from black stockbrokers or black fund managers who are empowering suppliers based on the BBBEE procurement recognition levels as a percentage of total value of all trade allocated	2	5%
	2.4.4	B-BBEE procurement spend from designated group suppliers that are at least 51% black owned as a percentage of the total measured spend	2	2%
	2.4.5	Enterprise development support of black stockbrokers, black fund managers or intermediaries	2	0.5% of NPAT (recoverable or nonrecoverable)
	Enterprise and Supplier Development Subotal		23
	Enterprise and Supplier Development Total		43
Socio-Economic Development	2 Soci-Economic Development
	2,1	Annual value of all Qualifying Socio-Economic Development contributions by the measured entity as a percentage of NPAT	3	0,60%
	2,2	Annual value of all Qualifying Consumer Education contributions by the measured entity as a percentage of NPAT	2	0,40%
	2.3 Bonus Points
	2.3.1	Additional CE contributions made by the measured Entity as a percentage of NPAT	1	0,10%
	2.3.2	Grant contribution to Fundisa Retail Fund and other similar initiatives	2	0,2%
	Socio-Economic Development Total		8
Total Scorecard			122

Target for International Banks, SAVCA members & Reinsurers – Socio-Economic Development
Socio-Economic Development	2 Soci-Economic Development
	2,1	Annual value of all Qualifying Socio-Economic Development contributions by the measured entity as a percentage of NPAT	3	0,70%
	2,2	Annual value of all Qualifying Consumer Education contributions by the measured entity as a percentage of NPAT	2	0
	2.3 Bonus Points
	2.3.1	Additional CE contributions made by the measured Entity as a percentage of NPAT	1	0,10%
	2.3.2	Grant contribution to Fundisa Retail Fund and other similar initiatives	2	0,2%
	Socio-Economic Development Total		8

Access to Financial Services Scorecard – Banking
	Access Method	Qualifying Market/Arear	Qualifying Criteria	Range	Target	Available Points
2,1	Geographic Access (Reach)		One or more of:
2.1.1	Transaction point	50% or more of house-holds fall within LSM 1-5	draw cash, or	5 km	85%	1
			purchase from their accounts
2.1.2	Service point		reset a PIN	10 km	70%	1
			money transfers,
			get a statement, or
			initiate account queries
2.1.3	Sales point		replace a card,	15 km	60%	2
			deposit cash into their accounts, or
			acquire:
			a transaction account, a funeral policy,
			a savings account, or
			a loan.
2.1.4	Electronic Access	Individuals earning less than R5,000 per month increasing by CPIX p.a.	The use of telephones, mobile phones, internet banking or any other new technology for: money transfers, account to account transfers, prepaid purchases, balance enquiries (list not exhaustive).	National	19% of account holders within the target market	2
2,2	Banking Densification	Individuals in the LSM 1-5 group nationally	Access to cash withdrawal facility per measuring unit	National	1, 500 adults per point of presence	3
2,3	Product related access	Individuals in the LSM 1-5 group nationally	Number of active accounts for qualifying products per institution	National	12 370 082 active accounts in 2017 (SASSA accounts not included)	3
Access to Financial Services Total						12

Financial Services – Banks

Financial Services – Banks Generic Scorecard
			Compliance Target
Scorecard Element	Code	Criteria	Points	%
Ownership	2.1 Voting rights:
	2.1.1	Exercisable voting rights in the measured entity in the hands of black people	4	25%+1 vote
	2.1.2	Exercisable voting rights in the measured entity in the hands of black women	2	10%
	Voting Rights Subtotal		6
	2.2 Economic Interest:
	2.2.1	Economic interest rights in the measured entity to which black people are entitled	3	25%
	2.2.2	Economic interest rights in the measured entity to which black women are entitled	2	10%
	2.2.3	Economic interest in the hands black designated groups; black participants in Employee Share Ownership Programmes; black people in Broad-based Ownership Schemes and black participants in co-operatives	3	3%
	2.2.4	New Entrants	3	2%
	Economic Interest Subtotal		11
	2,3	Net Value	6	Formula Annexe 100(C)
	Bonus Points
	2,4	Bonus: Direct/Indirect ownership in excess of 15%	3	10%
	2,5	Bonus: Economic interest and voting rights above 32.5%	2	1 point @ 32.5% and 1 point @ 40%
	Ownership Total		28
Management Control	2.1 Board Participation
	2.1.1	Exercisable voting rights of black board members as a percentage of all board members	1	50%
	2.1.2	Exercisable voting rights of black female board members as a percentage of all board members	1	25%
	2.1.3	Black executive directors as a percentage of all executive directors	2	50%
	2.1.4	Black female executive directors as a percentage of all executive directors	1	25%
	2.2 Other Execututive Management
	2.2.1	Black executive management as a percentage of all executive management	2	60%
	2.2.2	Black female executive management as a percentage of all executive management	1	30%
	Executive Management Subtotal		8
	2.3 Senior Management
	2.3.1	Black employees in senior management as a percentage of all such employees	2	60%
	2.3.2	Black female employees in senior management as a percentage of all senior managers	1	30%
	2.3.3	African senior managers as a percentage of all senior managers	1	EAP%
	2.4 Middle Management
	2.4.1	Black employees in middle management as a percentage of all middle management	2	75%
	2.4.2	Black female employees in middle management as a percentage of all middle management	1	38%
	2.4.3	African middle managers as a percentage of all middle managers	1	EAP%
	2.5 Junior Management
	2.5.1	Black employees in junior management as a percentage of all junior management	1	88%
	2.5.2	Black female employees in junior management as a percentage of all junior management	1	44%
	2.5.3	African junior managers as a percentage of all junior managers	1	EAP%
	2,6	Black employees with disabilities as a percentage of all employees	1	2%
	Senior, Middle and Junior Management Subtotal		12
	Management Control Total		20
Skills Development	2.1 Senior Management
	2.1.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black senior and executive managers as a percentage of the leviable amount applicable to this level	1	2,00%
	2.1.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women senior and executive managers as a percentage of the leviable amount applicable to this level	0,5	1,00%
	2.1.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African senior and executive managers as a percentage of the leviable amount applicable to this level	0,5	EAP%
	2.2 Middle Management
	2.2.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black middle managers as a percentage of the leviable amount applicable to this level	1	3,00%
	2.2.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women middle managers as a percentage of the leviable amount applicable to this level	0,5	1,50%
	2.2.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African middle managers as a percentage of the leviable amount applicable to this level	0,5	EAP%
	2.3 Junior Management
	2.3.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black junior managers as a percentage of leviable amount applicable to this level	1	5,00%
	2.3.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women junior managers as a percentage of the leviable amount applicable to this level	1	2,50%
	2.3.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African junior managers as a percentage of the leviable amount applicable to this level	1	EAP%
	Senior, Middle and Junior Management Subtotal		7
	2.4 Non-management staff
	2.4.1	Skills development expenditure on learning programmes specified in the learning programme matrix for black non-management staff as a percentage of the leviable amount applicable to this level	2	8,00%
	2.4.2	Skills development expenditure on learning programmes specified in the learning programme matrix for black women non-management staff as a percentage of the leviable amount applicable to this level	1	4,00%
	2.4.3	Skills development expenditure on learning programmes specified in the learning programme matrix for African non-management staff as a percentage of the leviable amount applicable to this level	1	EAP%
	Non-management staff Subtotal		4
	2,5	Skills development expenditure on learning programmes specified in the learning programme matrix for black unemployed people as a percentage of the leviable amount	4	1,5%
	2,6	Skills development expenditure on learning programmes specified in the learning programme matrix for black people with disabilities as a percentage of the leviable amount	1	0,30%
	2,7	Number of black people, (employed or unemployed) participating in learnerships, apprenticeships, internships or Category B, C or D programmes as a percentage of total employees	4	5,00%
	Bonus Points
	2,8	Number of previously unemployed black people Absorbed by the measured entity/industry at the end of the learnerships, apprenticeships, internships, or Category B, C or D programmes.	3	100%
	Skills Development Total		23
Enterprise and Supplier Development	2.1 Procurement			Targets year 1-3	Targets year 3+
	2.1.1	B-BBEE Procurement Spend from all Empowering Suppliers based on the B-BBEE procurement recognition levels as a percentage of total measured procurement spend	4	75%	80%
	2.1.2	B-BBEE procurement spend from empowering suppliers who are QSEs based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	2	14%	18%
	2.1.3	B-BBEE procurement spend from empowering suppliers who are EMEs based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	2	8%	12%
	2.1.4	B-BBEE procurement spend from empowering suppliers that are at least 51% black owned based on the applicable B-BBEE procurement recognition levels as a percentage of total measured procurement spend	5	20%	30%
	2.1.5	B-BBEE procurement spend from empowering suppliers that are at least 30% black women owned based on the applicable BBBEE procurement recognition levels as a percentage of total measured procurement spend	2	2%	10%
	Procurement Subtotal		15
	2.4 Bonus Points
	2.4.1	Graduation of one or more enterprise development beneficiaries to graduate to the supplier development level.	0	1
	2.4.2	For creating one or more jobs directly as a result of supplier development and enterprise development initiatives by the measured entity.	0	1
	2.4.3 (a)	B-BBEE procurement spend from intermediated black professional service providers who are empowering suppliers based on the B-BBEE procurement recognition levels as a percentage of intermediated spend	2	5%
	Or
	2.4.3 (b)	B-BBEE procurement spend from black stockbrokers or black fund managers who are empowering suppliers based on the BBBEE procurement recognition levels as a percentage of total value of all trade allocated	2	5%
	2.4.4	B-BBEE procurement spend from designated group suppliers that are at least 51% black owned as a percentage of the total measured spend	2	2%
	2.4.5	Enterprise development support of black stockbrokers, black fund managers or intermediaries	0	0.5% of NPAT (recoverable or nonrecoverable)
	Enterprise and Supplier Development Total		19
Socio-Economic Development	2 Soci-Economic Development
	2,1	Annual value of all Qualifying Socio-Economic Development contributions by the measured entity as a percentage of NPAT	3	0,60%
	2,2	Annual value of all Qualifying Consumer Education contributions by the measured entity as a percentage of NPAT	2	0,40%
	2.3 Bonus Points
	2.3.1	Additional CE contributions made by the measured Entity as a percentage of NPAT	1	0,10%
	2.3.2	Grant contribution to Fundisa Retail Fund and other similar initiatives	2	0,2%
	Socio-Economic Development Total		8
Empowerment Financing	2 Empowerment Financing
	2,1	Targeted Investments Transformational Infrastructure Black Agricultural Financing Affordable Housing Black Business Growth and SME Funding	12	R48bn
	2,2	B-BBEE transaction financing and Black Business Growth/ SME Funding	3	R32bn
	Empowerment Financing Subtotal		15
	2,3	Annual value of all Supplier Development contributions made by the measured entity	7	1.8% of NPAT
	2,4	Annual value of all Enterprise Development contributions made by the measured entity	3	0.2% of NPAT (non-recoverable)
	2.5 Bonus Points
	2.5.1	Graduation of one or more Enterprise Development beneficiaries to graduate to the Supplier Development level.	1
	2.5.2	For creating one or more jobs directly as a result of Supplier Development and Enterprise Development initiatives by the measured entity.	1
	2.5.3	Development of black stockbrokers, black fund managers and intermediaries	2	TBD
	Empowerment Financing Total		29
Access to Financial Services	Access to Financial Services
	2,1	Geographic Access (Reach)
	2.1.1	Transaction point	1	85%
	2.1.2	Service point	1	70%
	2.1.3	Sales point	2	60%
	2.1.4	Electronic Access	2	19% of account holders within the target market
	2,2	Banking Densification	3	1, 500 adults per point of presence
	2,3	Product related access	3	12 370 082 active accounts in 2017 (SASSA accounts not included)
	Access to Financial Services Total		12
Total Scorecard			139

Target for International Banks, SAVCA members & Reinsurers – Socio-Economic Development
Socio-Economic Development	2 Soci-Economic Development
	2,1	Annual value of all Qualifying Socio-Economic Development contributions by the measured entity as a percentage of NPAT	3	0,70%
	2,2	Annual value of all Qualifying Consumer Education contributions by the measured entity as a percentage of NPAT	2	0
	2.3 Bonus Points
	2.3.1	Additional CE contributions made by the measured Entity as a percentage of NPAT	1	0,10%
	2.3.2	Grant contribution to Fundisa Retail Fund and other similar initiatives	2	0,2%
	Socio-Economic Development Total		8

Access to Financial Services Scorecard – Banking
	Access Method	Qualifying Market/Arear	Qualifying Criteria	Range	Target	Available Points
2,1	Geographic Access (Reach)		One or more of:
2.1.1	Transaction point	50% or more of house-holds fall within LSM 1-5	draw cash, or	5 km	85%	1
			purchase from their accounts
2.1.2	Service point		reset a PIN	10 km	70%	1
			money transfers,
			get a statement, or
			initiate account queries
2.1.3	Sales point		replace a card,	15 km	60%	2
			deposit cash into their accounts, or
			acquire:
			a transaction account, a funeral policy,
			a savings account, or
			a loan.
2.1.4	Electronic Access	Individuals earning less than R5,000 per month increasing by CPIX p.a.	The use of telephones, mobile phones, internet banking or any other new technology for: money transfers, account to account transfers, prepaid purchases, balance enquiries (list not exhaustive).	National	19% of account holders within the target market	2
2,2	Banking Densification	Individuals in the LSM 1-5 group nationally	Access to cash withdrawal facility per measuring unit	National	1, 500 adults per point of presence	3
2,3	Product related access	Individuals in the LSM 1-5 group nationally	Number of active accounts for qualifying products per institution	National	12 370 082 active accounts in 2017 (SASSA accounts not included)	3
Access to Financial Services Total						12

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